{"id":48935,"date":"2026-09-03T06:35:51","date_gmt":"2026-09-02T21:35:51","guid":{"rendered":"https:\/\/blog.ocanada.kr\/?p=48935"},"modified":"2026-09-02T16:36:13","modified_gmt":"2026-09-02T07:36:13","slug":"%ec%ba%90%eb%82%98%eb%8b%a4-%ec%9d%b4%eb%af%bc-%ed%9b%84-%ec%b2%ab-%ec%a3%bc%ed%83%9d-%ea%b5%ac%ec%9e%85-%ea%b3%bc%ec%a0%95-%eb%aa%a8%ea%b8%b0%ec%a7%80-%ec%8a%b9%ec%9d%b8-%ec%a1%b0%ea%b1%b4%ea%b3%bc","status":"publish","type":"post","link":"https:\/\/ocanada.kr\/?p=48935","title":{"rendered":"\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd \uad6c\uc785 \uacfc\uc815: \ubaa8\uae30\uc9c0 \uc2b9\uc778 \uc870\uac74\uacfc \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc900\ube44 \ucc98\uc74c \uc9d1\uc744 \uc0b4 \ub54c \uaf2d \uc54c\uc544\uc57c \ud560 \ud604\uc2e4\uc801\uc778 \uae30\uc900"},"content":{"rendered":"

\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd \uad6c\uc785 \uacfc\uc815: \ubaa8\uae30\uc9c0 \uc2b9\uc778 \uc870\uac74\uacfc \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc900\ube44\ub97c \uc54c\uc544\ubcf4\uae30 \uc2dc\uc791\ud588\uc744 \ub54c \uc800\ub3c4 \uac00\uc7a5 \uba3c\uc800 \ub9c9\ub9c9\ud588\ub358 \uac83\uc774 \ub3c4\ub300\uccb4 \uc740\ud589\uc774 \uc5b4\ub5a4 \uc0ac\ub78c\uc5d0\uac8c \ubaa8\uae30\uc9c0\ub97c \uc2b9\uc778\ud574\uc8fc\ub294\uac00 \ud558\ub294 \ubd80\ubd84\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc5d0 \ub9c9 \uc815\ucc29\ud55c \uc9c1\ud6c4\ub77c\uba74 \ud55c\uad6d\uc5d0\uc11c \uc624\ub7ab\ub3d9\uc548 \uc313\uc544\uc628 \uae08\uc735\uac70\ub798 \uae30\ub85d\uc774 \uadf8\ub300\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uace0, \ud604\uc9c0 \uc2e0\uc6a9\uae30\ub85d\ub3c4 \uc9e7\uc73c\uba70 \uc18c\ub4dd\uc790\ub8cc\ub3c4 \uc544\uc9c1 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uac00 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc624\ub298 \uc81c\uac00 \uc900\ube44\ud55c \ud3ec\uc2a4\ud305\uc5d0\uc11c\ub294 \uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc2e4\uc81c\ub85c \uc900\ube44\ud574\uc57c \ud558\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc640 \ubaa8\uae30\uc9c0 \uc0ac\uc804\uc2b9\uc778, \uc2e0\uc6a9\uc810\uc218, \uc18c\ub4dd\uc99d\ube59, \ubd80\ucc44\ube44\uc728, \ubaa8\uae30\uc9c0 \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8, \ud074\ub85c\uc9d5 \ube44\uc6a9\uae4c\uc9c0 \ud558\ub098\uc529 \uc815\ub9ac\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uce90\ub098\ub2e4\uc5d0\uc11c\ub294 \uc9d1\uac12\uc758 \uc77c\uc815 \ubd80\ubd84\uc744 \uba3c\uc800 \uc900\ube44\ud558\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \ub2e8\uc21c\ud55c \uacc4\uc57d\uae08 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac00\uc9c0\uace0 \uc788\uace0, 20% \ubbf8\ub9cc\uc758 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \ub123\ub294 \uacbd\uc6b0 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8\uc774 \ud544\uc694\ud574\uc9c8 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ucc98\uc74c\ubd80\ud130 \uc790\uae08\uacc4\ud68d\uc744 \uc815\ud655\ud788 \uc138\uc6b0\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc774\ubbfc \uc9c1\ud6c4 \uccab \uc9d1\uc744 \uc0ac\ub294 \uacfc\uc815\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \uac83\uc740 \ucd5c\ub300\ud55c \ub9ce\uc740 \uc9d1\uc744 \uc54c\uc544\ubcf4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ub0b4\uac00 \uc2e4\uc81c\ub85c \uc2b9\uc778\ubc1b\uc744 \uc218 \uc788\ub294 \ubaa8\uae30\uc9c0 \uaddc\ubaa8\uc640 \uc900\ube44\ud574\uc57c \ud560 \ud604\uae08\uc744 \uba3c\uc800 \ud30c\uc545\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/u> \uce90\ub098\ub2e4\uc758 \ud604\uc7ac \uc81c\ub3c4\uc5d0\uc11c\ub294 50\ub9cc \uce90\ub098\ub2e4\ub2ec\ub7ec \uc774\ud558 \uc8fc\ud0dd\uc740 \ucd5c\uc18c 5% \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \ud544\uc694\ud558\uace0, 50\ub9cc\ub2ec\ub7ec\ub97c \ucd08\uacfc\ud574 150\ub9cc\ub2ec\ub7ec \ubbf8\ub9cc\uc778 \uc8fc\ud0dd\uc740 \uccab 50\ub9cc\ub2ec\ub7ec\uc5d0 5%, \ucd08\uacfc\ubd84\uc5d0 10%\ub97c \uc801\uc6a9\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uacc4\uc0b0\ud569\ub2c8\ub2e4. 150\ub9cc\ub2ec\ub7ec \uc774\uc0c1\uc758 \uc8fc\ud0dd\uc740 \ucd5c\uc18c 20%\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub610\ud55c \ucd5c\uadfc\uc5d0\ub294 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790\uc640 \uc2e0\ucd95\uc8fc\ud0dd \uad6c\ub9e4\uc790\ub97c \uc911\uc2ec\uc73c\ub85c 30\ub144 \uc0c1\ud658\uae30\uac04\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc81c\ub3c4\uac00 \ud655\ub300\ub418\uc5c8\uace0, \ubcf4\ud5d8\uac00\uc785 \ubaa8\uae30\uc9c0\uc758 \uc8fc\ud0dd\uac00\uaca9 \uc0c1\ud55c\ub3c4 150\ub9cc \uce90\ub098\ub2e4\ub2ec\ub7ec\ub85c \uc870\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc774\ub7f0 \uc81c\ub3c4\uac00 \uc788\ub2e4\uace0 \ud574\uc11c \uc774\ubbfc \uc9c1\ud6c4 \ub204\uad6c\ub098 \uc6d0\ud558\ub294 \uc9d1\uc744 \uc6d0\ud558\ub294 \uae08\uc561\uc73c\ub85c \uc0b4 \uc218 \uc788\ub2e4\ub294 \ub73b\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc2e4\uc81c \uc2b9\uc778 \uc5ec\ubd80\ub294 \uc18c\ub4dd, \uc2e0\uc6a9\ub3c4, \ubd80\ucc44, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ucd9c\ucc98, \uc8fc\ud0dd\uac00\uce58, \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8 \ub4f1 \uc5ec\ub7ec \uc694\uc18c\ub97c \ud568\uaed8 \uc2ec\uc0ac\ud55c \uacb0\uacfc\ub85c \uacb0\uc815\ub429\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd \uad6c\uc785\uc5d0\uc11c \ubaa8\uae30\uc9c0 \uc0ac\uc804\uc2b9\uc778\uc774 \uc911\uc694\ud55c \uc774\uc720<\/h2>\n

\uce90\ub098\ub2e4\uc5d0\uc11c \uccab \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c \uc81c\uac00 \uac00\uc7a5 \uba3c\uc800 \uc900\ube44\ud560 \uac83\uc740 \ubd80\ub3d9\uc0b0 \ub9e4\ubb3c\uc744 \ucc3e\ub294 \uc77c\uc774 \uc544\ub2c8\ub77c \ubaa8\uae30\uc9c0 \uc0ac\uc804\uc2b9\uc778\uc774\uc5c8\uc744 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc5d0\uc11c\ub294 \uc9d1\uc744 \uba3c\uc800 \ucc3e\uc544\ubcf4\uace0 \ub300\ucd9c \uac00\ub2a5\uae08\uc561\uc744 \uc54c\uc544\ubcf4\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc9c0\ub9cc, \uce90\ub098\ub2e4\uc5d0\uc11c\ub294 \ub0b4\uac00 \uc5b4\ub290 \uc815\ub3c4\uc758 \uac00\uaca9\ub300\uae4c\uc9c0 \uc2e4\uc81c\ub85c \uac10\ub2f9\ud560 \uc218 \uc788\ub294\uc9c0 \uba3c\uc800 \uc54c\uc544\ub450\ub294 \ud3b8\uc774 \ud6e8\uc52c \uc548\uc804\ud569\ub2c8\ub2e4. \uc0ac\uc804\uc2b9\uc778\uc740 \ub0b4\uac00 \ubc1b\uc744 \uc218 \uc788\ub294 \ucd5c\ub300 \ubaa8\uae30\uc9c0 \uaddc\ubaa8\ub97c \ucd94\uc815\ud558\ub294 \uc808\ucc28\uc774\uace0, \uc774 \uacfc\uc815\uc5d0\uc11c \uae08\uc735\uae30\uad00\uc740 \uc18c\ub4dd\uacfc \uace0\uc6a9\uc0c1\ud0dc, \uc790\uc0b0, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8, \uae30\uc874 \ubd80\ucc44, \uc2e0\uc6a9\uc0c1\ud0dc \ub4f1\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uce90\ub098\ub2e4\uc5d0 \uc0c8\ub85c \uc774\uc8fc\ud55c \uacbd\uc6b0\uc5d0\ub294 \ud604\uc9c0 \uc2e0\uc6a9\uae30\ub85d\uc774 \uc9e7\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \uc18c\ub4dd\uacfc \uc790\uc0b0\uc744 \uc785\uc99d\ud560 \uc218 \uc788\ub294 \uc11c\ub958\ub97c \ubbf8\ub9ac \uc900\ube44\ud574\ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc5f0\ubd09\uc744 \uad6c\ub450\ub85c \uc124\uba85\ud558\ub294 \uac83\ubcf4\ub2e4 \ucd5c\uadfc \uae09\uc5ec\uba85\uc138\uc11c, \uace0\uc6a9\uacc4\uc57d\uc11c, \uc7ac\uc9c1\uc815\ubcf4, \uc740\ud589\uacc4\uc88c \ub0b4\uc5ed \ub4f1\uc744 \uc900\ube44\ud574\ub450\uba74 \uae08\uc735\uae30\uad00\uc774 \ud604\uc7ac\uc758 \uc7ac\uc815\uc0c1\ud0dc\ub97c \ud310\ub2e8\ud558\uae30 \ud6e8\uc52c \uc218\uc6d4\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc0ac\uc804\uc2b9\uc778\uc744 \ubc1b\uc744 \ub54c\ub294 \uc2b9\uc778\uae08\uc561\ub9cc \ud655\uc778\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \uc800\ub294 \uae08\ub9ac\uc640 \uc0c1\ud658\uae30\uac04, \uace0\uc815\uae08\ub9ac\uc778\uc9c0 \ubcc0\ub3d9\uae08\ub9ac\uc778\uc9c0, \uc0ac\uc804\uc2b9\uc778 \uae08\ub9ac\ub97c \uc5bc\ub9c8 \ub3d9\uc548 \uc720\uc9c0\ud574\uc8fc\ub294\uc9c0, \uc2e4\uc81c \uad6c\ub9e4 \uc2dc \ucd5c\uc885\uc2ec\uc0ac\uac00 \ub2e4\uc2dc \uc9c4\ud589\ub418\ub294\uc9c0\uae4c\uc9c0 \ud655\uc778\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc0ac\uc804\uc2b9\uc778\uc774 \ucd5c\uc885 \ubaa8\uae30\uc9c0 \uc2b9\uc778\uc744 \ubcf4\uc7a5\ud558\ub294 \uac83\uc740 \uc544\ub2c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \uc9d1\uc744 \uc120\ud0dd\ud55c \ub4a4\uc5d0\ub294 \ud574\ub2f9 \uc8fc\ud0dd\uc758 \uac00\uce58\uc640 \uc0c1\ud0dc, \uc8fc\ud0dd \uc720\ud615, \uc704\uce58, \ub2f4\ubcf4 \uc801\ud569\uc131 \ub4f1\uc744 \uae08\uc735\uae30\uad00\uc774 \ub2e4\uc2dc \uac80\ud1a0\ud560 \uc218 \uc788\uace0, \uad6c\ub9e4\uc790\uc758 \uc7ac\uc815\uc0c1\ud0dc\uac00 \uc0ac\uc804\uc2b9\uc778 \uc774\ud6c4 \ub2ec\ub77c\uc84c\ub2e4\uba74 \uc2b9\uc778\uc870\uac74\ub3c4 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc0ac\uc804\uc2b9\uc778\uc740 \uc9d1\uc744 \uc0b4 \uc218 \uc788\ub2e4\ub294 \ud655\uc815\uc11c\ub77c\uae30\ubcf4\ub2e4 \ub0b4\uac00 \uc6c0\uc9c1\uc77c \uc218 \uc788\ub294 \uac00\uaca9\ubc94\uc704\ub97c \uc54c\ub824\uc8fc\ub294 \uae08\uc735\uacc4\ud68d\uc758 \uae30\uc900\uc810\uc73c\ub85c \ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc774\ubbfc \ucd08\uae30\uc5d0\ub294 \uc18c\ub4dd\uc758 \uc548\uc815\uc131\ub3c4 \uc0c1\ub2f9\ud788 \uc911\uc694\ud569\ub2c8\ub2e4. \ud604\uc9c0 \uc9c1\uc7a5\uc5d0\uc11c \ub9c9 \uadfc\ubb34\ub97c \uc2dc\uc791\ud588\ub2e4\uba74 \uace0\uc6a9\ud615\ud0dc\uc640 \uadfc\uc18d\uae30\uac04\uc744 \uae08\uc735\uae30\uad00\uc774 \uc5b4\ub5bb\uac8c \ud3c9\uac00\ud558\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud558\uba70, \uc790\uc601\uc5c5\uc790\ub098 \uacc4\uc57d\uc9c1\uc774\ub77c\uba74 \ucd94\uac00\uc801\uc778 \uc18c\ub4dd\uc790\ub8cc\ub97c \uc694\uad6c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc758 \uae08\uc735\uae30\uad00\uc740 \uae30\uc874 \ubd80\ucc44\uc640 \ub9e4\ub2ec \ubd80\ub2f4\ud558\ub294 \uae08\uc735\ube44\uc6a9\ub3c4 \ud568\uaed8 \ud655\uc778\ud558\uae30 \ub54c\ubb38\uc5d0 \uc790\ub3d9\ucc28 \ud560\ubd80, \uc2e0\uc6a9\uce74\ub4dc \uc794\uc561, \ud559\uc790\uae08 \ub300\ucd9c, \uac1c\uc778\ub300\ucd9c \ub4f1\uc774 \uc788\ub2e4\uba74 \ubaa8\uae30\uc9c0 \uac00\ub2a5\uae08\uc561\uc774 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \uccab \uc9d1\uc744 \uc900\ube44\ud55c\ub2e4\uba74 \ubaa8\uae30\uc9c0 \uc0c1\ub2f4\uc744 \ud558\uae30 \uc804\uc5d0 \ud604\uc7ac \uac00\uc9c0\uace0 \uc788\ub294 \ubaa8\ub4e0 \ubd80\ucc44\uc758 \uc6d4 \uc0c1\ud658\uc561\uc744 \uc815\ub9ac\ud574\ub193\uaca0\uc2b5\ub2c8\ub2e4. \ub0b4\uac00 \uc0dd\uac01\ud558\ub294 \uc5f0\ubd09\ubcf4\ub2e4 \uc2e4\uc81c \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\uc5d0\uc11c \uc911\uc694\ud55c \uac83\uc740 \ub9e4\ub2ec \uc5bc\ub9c8\ub97c \uc548\uc815\uc801\uc73c\ub85c \uc0c1\ud658\ud560 \uc218 \uc788\ub294\uc9c0\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uce90\ub098\ub2e4\uc758 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\uc5d0\uc11c\ub294 \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8\ub3c4 \uc911\uc694\ud55c \ubd80\ubd84\uc785\ub2c8\ub2e4. \ud604\uc7ac \uc5f0\ubc29 \uaddc\uc81c\ub97c \ubc1b\ub294 \uae08\uc735\uae30\uad00\uc758 \ubb34\ubcf4\ud5d8 \ubaa8\uae30\uc9c0\uc5d0\ub294 \uc2e4\uc81c \uacc4\uc57d\uae08\ub9ac\uc5d0 2%\ud3ec\uc778\ud2b8\ub97c \ub354\ud55c \uae08\ub9ac\uc640 5.25% \uac00\uc6b4\ub370 \ub354 \ub192\uc740 \uae08\ub9ac\ub97c \uc801\uc6a9\ud574 \uc0c1\ud658\ub2a5\ub825\uc744 \ud14c\uc2a4\ud2b8\ud558\ub294 \uae30\uc900\uc774 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc2e4\uc81c \uacc4\uc57d\uae08\ub9ac\uac00 4.5%\ub77c\uba74 \uc2ec\uc0ac\uc5d0\uc11c\ub294 6.5% \uc218\uc900\uc73c\ub85c \uc0c1\ud658\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ubcf4\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \ubcf4\ud5d8\uac00\uc785 \ubaa8\uae30\uc9c0\ub3c4 \uad00\ub828 \uc2ec\uc0ac\uc5d0\uc11c \uacc4\uc57d\uae08\ub9ac\uc640 5.25% \uac00\uc6b4\ub370 \ub192\uc740 \uae08\ub9ac\uc5d0 2%\ud3ec\uc778\ud2b8\ub97c \ub354\ud55c \uae30\uc900\uc774 \ud65c\uc6a9\ub429\ub2c8\ub2e4. \uc800\ub294 \uc774 \ubd80\ubd84\uc744 \ucc98\uc74c \uc811\ud558\uba74 \uc65c \uc2e4\uc81c \uae08\ub9ac\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc740 \uae08\ub9ac\ub85c \uacc4\uc0b0\ud558\ub294\uc9c0 \uad81\uae08\ud588\ub294\ub370, \uc774\ub294 \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\uac70\ub098 \uac00\uacc4\uc9c0\ucd9c\uc774 \uc99d\uac00\ud574\ub3c4 \ub300\ucd9c\uc0c1\ud658\uc744 \uacc4\uc18d\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ubbf8\ub9ac \ud655\uc778\ud558\uae30 \uc704\ud55c \uc548\uc804\uc7a5\uce58\ub77c\uace0 \uc0dd\uac01\ud558\uba74 \uc774\ud574\ud558\uae30 \uc27d\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ud2b9\ud788 \uc774\ubbfc \uc9c1\ud6c4\uc5d0\ub294 \ud55c\uad6d\uc5d0\uc11c\uc758 \ub192\uc740 \uc18c\ub4dd\uc774 \uc788\uc5c8\ub354\ub77c\ub3c4 \uce90\ub098\ub2e4\uc5d0\uc11c \uc778\uc815\ub418\ub294 \uc18c\ub4dd\uc790\ub8cc\uc640 \ud604\uc7ac \uace0\uc6a9\uc0c1\ud0dc\uac00 \uc911\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 \uae08\uc735\uae30\uad00\uc774\ub098 \ubaa8\uae30\uc9c0 \ube0c\ub85c\ucee4\ub294 \uce90\ub098\ub2e4 \uc2e0\uc6a9\uae30\ub85d\uc774 \uc9e7\uc740 \uc2e0\uaddc \uc774\ubbfc\uc790\uc5d0\uac8c \ud574\uc678 \uc2e0\uc6a9\uc815\ubcf4\ub098 \uae08\uc735\uae30\uad00\uc758 \ucd94\ucc9c\uc11c, \ub300\uccb4\uc801\uc778 \uc2e0\uc6a9\ub3c4 \uc785\uc99d\uc790\ub8cc \ub4f1\uc744 \uac80\ud1a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uce90\ub098\ub2e4\uc5d0 \uc624\uae30 \uc804\uc5d0 \ud574\uc678 \uae08\uc735\uac70\ub798 \uae30\ub85d\uc744 \uc815\ub9ac\ud574\ub450\uace0, \ud604\uc9c0 \ub3c4\ucc29 \ud6c4\uc5d0\ub294 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ubc1c\uae09\ubc1b\uc544 \uc5f0\uccb4 \uc5c6\uc774 \uc0ac\uc6a9\ud558\ub294 \ub4f1 \uce90\ub098\ub2e4 \uc2e0\uc6a9\uc774\ub825\uc744 \ub9cc\ub4dc\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uacb0\uad6d \uc0ac\uc804\uc2b9\uc778\uc740 \ub2e8\uc21c\ud788 \ub300\ucd9c\ud55c\ub3c4\ub97c \ud655\uc778\ud558\ub294 \uacfc\uc815\uc774 \uc544\ub2c8\ub77c \uccab \uc9d1\uc744 \uc0b4 \uc218 \uc788\ub294 \ud604\uc2e4\uc801\uc778 \uac00\uaca9\ub300\ub97c \uc815\ud558\ub294 \uacfc\uc815\uc785\ub2c8\ub2e4. \uc800\ub294 \uc774 \ub2e8\uacc4\uc5d0\uc11c \uc2b9\uc778 \uac00\ub2a5\ud55c \ucd5c\ub300\uae08\uc561\uae4c\uc9c0 \uc9d1\uc744 \uc0ac\uae30\ubcf4\ub2e4 \uc2b9\uc778\uae08\uc561\ubcf4\ub2e4 \uc5ec\uc720 \uc788\ub294 \uc608\uc0b0\uc744 \uc7a1\uaca0\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uc0b0 \ub4a4\uc5d0\ub294 \ubaa8\uae30\uc9c0 \uc678\uc5d0\ub3c4 \uc7ac\uc0b0\uc138, \uc8fc\ud0dd\ubcf4\ud5d8, \uad00\ub9ac\ube44, \uacf5\uacfc\uae08, \uc218\ub9ac\ube44, \uc720\uc9c0\uad00\ub9ac\ube44 \ub4f1\uc774 \uacc4\uc18d \ubc1c\uc0dd\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc6d4\uae09\uc5d0\uc11c \ubaa8\uae30\uc9c0\ub9cc \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc9d1\uc744 \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \uc0dd\ud65c\ube44\uc640 \uc800\ucd95\uc744 \ud568\uaed8 \ud655\ubcf4\ud560 \uc218 \uc788\ub294\uc9c0\uac00 \uc9c4\uc9dc \uad6c\ub9e4\uac00\ub2a5\uae08\uc561\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uce90\ub098\ub2e4 \uccab \uc8fc\ud0dd \uad6c\uc785\uc744 \uc704\ud55c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ucd5c\uc18c \uae30\uc900\uacfc \uc2e4\uc81c \uc900\ube44\uae08\uc561<\/h2>\n

\uce90\ub098\ub2e4\uc5d0\uc11c \uccab \uc9d1\uc744 \uc0ac\ub824\uace0 \uc900\ube44\ud560 \ub54c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub294 \uac00\uc7a5 \uba3c\uc800 \ubaa8\uc544\uc57c \ud558\ub294 \ud604\uae08\uc774\uc9c0\ub9cc, \uc800\ub294 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub9cc \uc900\ube44\ud558\ub294 \ubc29\uc2dd\uc740 \uc2e0\uc911\ud574\uc57c \ud55c\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ud604\uc7ac \uae30\uc900\uc73c\ub85c \uc8fc\ud0dd\uac00\uaca9\uc774 50\ub9cc \uce90\ub098\ub2e4\ub2ec\ub7ec \uc774\ud558\ub77c\uba74 \ucd5c\uc18c 5%\ub97c \uc900\ube44\ud560 \uc218 \uc788\uace0, 50\ub9cc\ub2ec\ub7ec\ubcf4\ub2e4 \ube44\uc2f8\uba74\uc11c 150\ub9cc\ub2ec\ub7ec \ubbf8\ub9cc\uc778 \uc8fc\ud0dd\uc774\ub77c\uba74 \uccab 50\ub9cc\ub2ec\ub7ec\uc5d0\ub294 5%, \uadf8 \ucd08\uacfc\ubd84\uc5d0\ub294 10%\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 70\ub9cc\ub2ec\ub7ec\uc9dc\ub9ac \uc9d1\uc744 \uad6c\uc785\ud55c\ub2e4\uba74 \uccab 50\ub9cc\ub2ec\ub7ec\uc5d0 2\ub9cc5\ucc9c\ub2ec\ub7ec, \ub098\uba38\uc9c0 20\ub9cc\ub2ec\ub7ec\uc5d0 2\ub9cc\ub2ec\ub7ec\ub97c \ub354\ud574 \ucd5c\uc18c 4\ub9cc5\ucc9c\ub2ec\ub7ec\uc758 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. 100\ub9cc\ub2ec\ub7ec \uc8fc\ud0dd\uc774\ub77c\uba74 \uccab 50\ub9cc\ub2ec\ub7ec\uc758 2\ub9cc5\ucc9c\ub2ec\ub7ec\uc640 \ub2e4\uc74c 50\ub9cc\ub2ec\ub7ec\uc758 5\ub9cc\ub2ec\ub7ec\ub97c \ud569\ud574 7\ub9cc5\ucc9c\ub2ec\ub7ec\uac00 \ucd5c\uc18c \uae30\uc900\uc774 \ub429\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc5ec\uae30\uc11c \uc911\uc694\ud55c \ubd80\ubd84\uc740 20%\ub77c\ub294 \uc22b\uc790\uc785\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 20% \ubbf8\ub9cc\uc774\uba74 \uc77c\ubc18\uc801\uc73c\ub85c \ubaa8\uae30\uc9c0 \ub514\ud3f4\ud2b8 \ubcf4\ud5d8\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubcf4\ud5d8\uc740 \uad6c\ub9e4\uc790\uc758 \uc9d1\uc744 \ubcf4\ud638\ud558\ub294 \uc77c\ubc18\uc801\uc778 \uc8fc\ud0dd\ubcf4\ud5d8\uacfc\ub294 \uc131\uaca9\uc774 \ub2e4\ub974\uace0, \ub300\ucd9c\uae30\uad00\uc758 \uc190\uc2e4\uc704\ud5d8\uc744 \ubcf4\ud638\ud558\ub294 \ubcf4\ud5d8\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uad6c\ub9e4\uc790\uac00 \ubd80\ub2f4\ud558\ub294 \ubaa8\uae30\uc9c0 \ube44\uc6a9\uc5d0 \ubcf4\ud5d8\ub8cc\uac00 \ucd94\uac00\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uc870\uae08\ub9cc \uc900\ube44\ud574 \uc9d1\uc744 \uad6c\uc785\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\ub294 \ub300\uc2e0 \ubcf4\ud5d8\ub8cc \ubd80\ub2f4\uc774 \uc0dd\uae38 \uc218 \uc788\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4. \uc800\ub294 \ucd08\uae30 \uc790\uae08\uc774 \ubd80\uc871\ud55c \uc774\ubbfc\uc790\ub77c\uba74 \ubb34\uc870\uac74 20%\ub97c \uae30\ub2e4\ub9b4 \uac83\uc778\uc9c0, 5% \uc218\uc900\uc758 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub85c \uba3c\uc800 \uad6c\uc785\ud560 \uac83\uc778\uc9c0 \ubcf8\uc778\uc758 \uc18c\ub4dd \uc548\uc815\uc131\uacfc \ud5a5\ud6c4 \uc800\ucd95\ub2a5\ub825\uc744 \ud568\uaed8 \ube44\uad50\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub610\ud55c \ud604\uc7ac \ubcf4\ud5d8\uac00\uc785 \ubaa8\uae30\uc9c0\ub294 150\ub9cc\ub2ec\ub7ec \ubbf8\ub9cc\uc758 \uc8fc\ud0dd\uc744 \ub300\uc0c1\uc73c\ub85c \ud560 \uc218 \uc788\uace0, 150\ub9cc\ub2ec\ub7ec \uc774\uc0c1 \uc8fc\ud0dd\uc740 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 20%\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 140\ub9cc\ub2ec\ub7ec \uc8fc\ud0dd\uc774\ub77c\uba74 \uccab 50\ub9cc\ub2ec\ub7ec\uc5d0 5%, \ub2e4\uc74c 90\ub9cc\ub2ec\ub7ec\uc5d0 10%\ub97c \uc801\uc6a9\ud574 11\ub9cc5\ucc9c\ub2ec\ub7ec \uc218\uc900\uc758 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubd80\ubd84\uc740 \uacfc\uac70 100\ub9cc\ub2ec\ub7ec\ub85c \uc81c\ud55c\ub418\ub358 \ubcf4\ud5d8\uac00\uc785 \uc8fc\ud0dd\uac00\uaca9 \uae30\uc900\ubcf4\ub2e4 \uc120\ud0dd\uc9c0\uac00 \ub113\uc5b4\uc9c4 \uac83\uc774\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \ud070 \uc9d1\uc77c\uc218\ub85d \uc7ac\uc0b0\uc138\uc640 \ubcf4\ud5d8, \uc720\uc9c0\ube44, \uc6d4 \ubaa8\uae30\uc9c0 \ubd80\ub2f4\ub3c4 \ud568\uaed8 \ub192\uc544\uc9c0\uae30 \ub54c\ubb38\uc5d0 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub9cc \ubcf4\uace0 \uad6c\ub9e4\uc608\uc0b0\uc744 \uc7a1\uc544\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc758 \ucd9c\ucc98\ub3c4 \uc0c1\ub2f9\ud788 \uc911\uc694\ud569\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc758 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\uc5d0\uc11c\ub294 \ub0b4\uac00 \uadf8 \ub3c8\uc744 \uc2e4\uc81c\ub85c \uac00\uc9c0\uace0 \uc788\uace0 \uad6c\ub9e4\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \ud655\uc778\ud558\uae30 \uc704\ud574 \uc740\ud589\uacc4\uc88c\uc758 \uac70\ub798\ub0b4\uc5ed\uc774\ub098 \ud22c\uc790\uacc4\uc88c \ub0b4\uc5ed \ub4f1\uc744 \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \ubcf8\uc778\uc758 \uc800\ucd95\uc774\ub098 \uc790\uc0b0 \ub9e4\uac01\ub300\uae08, \uac00\uc871\uc73c\ub85c\ubd80\ud130 \ubc1b\uc740 \uc0c1\ud658\uc758\ubb34\uac00 \uc5c6\ub294 \uc99d\uc5ec\uae08 \ub4f1\uc774 \uc804\ud1b5\uc801\uc778 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc7ac\uc6d0\uc73c\ub85c \ud65c\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud574\uc678\uc5d0\uc11c \uce90\ub098\ub2e4\ub85c \uc790\uae08\uc744 \uc1a1\uae08\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \uadf8 \ub3c8\uc758 \ucd9c\ucc98\ub97c \uc124\uba85\ud560 \uc218 \uc788\ub3c4\ub85d \uc1a1\uae08\uae30\ub85d\uacfc \uacc4\uc88c\ub0b4\uc5ed\uc744 \uc815\ub9ac\ud574\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc800\ub294 \ud070\ub3c8\uc744 \uc5ec\ub7ec \uacc4\uc88c\ub97c \uac70\uccd0 \uc6c0\uc9c1\uc774\ub294 \uac83\ubcf4\ub2e4 \uac00\ub2a5\ud55c \ud55c \uc790\uae08 \ud750\ub984\uc744 \ub2e8\uc21c\ud558\uac8c \ub0a8\uae30\ub294 \ud3b8\uc744 \uad8c\ud558\uace0 \uc2f6\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc774\ubbfc \uc9c1\ud6c4\ub77c\uba74 \ud55c\uad6d\uc5d0\uc11c \uac00\uc838\uc628 \uc790\uae08\uc744 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0 \uad81\uae08\ud560 \uc218 \uc788\ub294\ub370, \uae08\uc735\uae30\uad00\uc774 \uc790\uae08\uc758 \ucd9c\ucc98\uc640 \uc18c\uc720\uad00\uacc4\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub3c4\ub85d \ucda9\ubd84\ud55c \uc790\ub8cc\ub97c \uc900\ube44\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \uce90\ub098\ub2e4 \uacc4\uc88c\uc5d0 \ub3c8\uc774 \ub4e4\uc5b4 \uc788\ub2e4\ub294 \uc0ac\uc2e4\ub9cc\uc73c\ub85c \ubaa8\ub4e0 \uc2ec\uc0ac\uac00 \ub05d\ub098\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ucd5c\uadfc \uae08\uc735\uac70\ub798 \ub0b4\uc5ed\uacfc \uc99d\ube59\uc790\ub8cc\ub97c \uc694\uad6c\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac00\uc871\uc5d0\uac8c \ubc1b\uc740 \ub3c8\uc774\ub77c\uba74 \uc99d\uc5ec \uc5ec\ubd80\uc640 \uc0c1\ud658\uc758\ubb34\uac00 \uc5c6\ub294 \uc790\uae08\uc778\uc9c0 \ud655\uc778\ud574\uc57c \ud558\uba70, \ub300\ucd9c\uc744 \ubc1b\uc544 \ub9c8\ub828\ud55c \ub3c8\uc778\uc9c0 \uc5ec\ubd80\ub3c4 \uc911\uc694\ud55c \uc694\uc18c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uc900\ube44\ud560 \ub54c\ub294 \uacc4\uc57d\uae08\uacfc \ud63c\ub3d9\ud574\uc11c\ub3c4 \uc548 \ub429\ub2c8\ub2e4. \uc9d1\uc744 \uad6c\ub9e4\ud558\uba74\uc11c \uc624\ud37c\uac00 \ubc1b\uc544\ub4e4\uc5ec\uc9c0\uba74 \uc77c\uc815\ud55c \uc608\uce58\uae08\uc774\ub098 \uacc4\uc57d\uae08\uc774 \uba3c\uc800 \ud544\uc694\ud560 \uc218 \uc788\uace0, \uc774\ud6c4 \ud074\ub85c\uc9d5 \uc2dc\uc810\uc5d0 \uc804\uccb4 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \uc815\uc0b0\ub418\ub294 \uad6c\uc870\uac00 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uacc4\uc88c\uc5d0 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub9cc \ub531 \ub9de\uac8c \uc900\ube44\ud558\uae30\ubcf4\ub2e4 \uc624\ud37c \uc791\uc131 \uc2dc \ud544\uc694\ud55c \uae08\uc561\uacfc \ud074\ub85c\uc9d5 \uc2dc\uc810\uc758 \uc794\uc5ec\uc790\uae08\uc744 \ubaa8\ub450 \uacc4\uc0b0\ud574\ub450\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4. \uc81c\uac00 \uc2e4\uc81c\ub85c \uc9d1\uc744 \uc0b0\ub2e4\uba74 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uacc4\uc88c\uc640 \uc0dd\ud65c\ube44 \uacc4\uc88c\ub97c \ubd84\ub9ac\ud574\ub450\uace0, \uacc4\uc57d \uc774\ud6c4 \uc0ac\uc6a9\ud560 \ud604\uae08\uae4c\uc9c0 \ubcc4\ub3c4\ub85c \ud655\ubcf4\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub610\ud55c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \ub9ce\ub2e4\uace0 \ubb34\uc870\uac74 \uc88b\uc740 \uac83\ub3c4 \uc544\ub2d9\ub2c8\ub2e4. \ud604\uae08\uc744 \ub108\ubb34 \ub9ce\uc774 \uc9d1\uc5d0 \ub123\uc73c\uba74 \ubaa8\uae30\uc9c0 \uc6d0\uae08\uc740 \uc904\uc5b4\ub4e4\uc9c0\ub9cc \ube44\uc0c1\uc790\uae08\uc774 \ubd80\uc871\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ubbfc \uc9c1\ud6c4\uc5d0\ub294 \uc9c1\uc5c5 \ubcc0\uacbd, \ucc28\ub7c9 \uad6c\uc785, \uac00\uad6c \ub9c8\ub828, \uc608\uc0c1\ud558\uc9c0 \ubabb\ud55c \uc758\ub8cc\ube44\ub098 \uc774\ub3d9\ube44 \ub4f1 \ud070 \uc9c0\ucd9c\uc774 \ubc1c\uc0dd\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\ubbc0\ub85c \ucd5c\uc18c\ud55c\uc758 \ud604\uae08 \uc5ec\uc720\ub97c \ub0a8\uaca8\ub450\ub294 \ud3b8\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc800\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uacb0\uc815\ud560 \ub54c \uc9d1\uc744 \uc0ac\uace0 \ub09c \ub2e4\uc74c\ub0a0 \ud1b5\uc7a5\uc5d0 \uc5bc\ub9c8\uac00 \ub0a8\ub294\uc9c0\ub97c \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ud2b9\ud788 20%\ub97c \ubaa9\ud45c\ub85c \ud558\ub294 \uc0ac\ub78c\uc774\ub77c\uba74 \ub2e8\uc21c\ud788 \uc9d1\uac12\uc758 20%\ub9cc \ubaa8\uc73c\uc9c0 \ub9d0\uace0 \ud074\ub85c\uc9d5 \ube44\uc6a9\uacfc \uc774\uc0ac\ube44, \ucd08\uae30 \uc218\ub9ac\ube44\uae4c\uc9c0 \ubcc4\ub3c4\ub85c \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4. \ubc18\ub300\ub85c 5% \uc218\uc900\uc758 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub85c \uad6c\uc785\ud55c\ub2e4\uba74 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8\ub8cc\uc640 \ub192\uc740 \ub300\ucd9c\uc794\uc561\uc744 \uac10\ub2f9\ud560 \uc218 \uc788\ub294\uc9c0 \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4. \uacb0\uad6d \uc801\uc815 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub294 \ubc95\uc801\uc73c\ub85c \ud544\uc694\ud55c \ucd5c\uc18c\uae08\uc561\uc774 \uc544\ub2c8\ub77c \uc9d1\uc744 \uc0b0 \uc774\ud6c4\uc5d0\ub3c4 \uc0dd\ud65c\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \ud604\uae08\uad6c\uc870\ub97c \ub9cc\ub4dc\ub294 \uae08\uc561\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uba74 \ud6e8\uc52c \ud604\uc2e4\uc801\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc774\ubbfc \uc9c1\ud6c4 \ubaa8\uae30\uc9c0 \uc2b9\uc778\uc744 \uc88c\uc6b0\ud558\ub294 \uc2e0\uc6a9\uc810\uc218\uc640 \uc18c\ub4dd\uc99d\ube59 \uc900\ube44<\/h2>\n

\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c \uc2e0\uc6a9\uc810\uc218\ub294 \uc0dd\uac01\ubcf4\ub2e4 \uc911\uc694\ud55c \uc900\ube44\ud56d\ubaa9\uc785\ub2c8\ub2e4. \uc800\ub294 \ud604\uc9c0\uc5d0\uc11c \uc0dd\ud65c\uc744 \uc2dc\uc791\ud558\uba74 \uac00\ub2a5\ud55c \ud55c \ube68\ub9ac \uce90\ub098\ub2e4 \uc2e0\uc6a9\uc774\ub825\uc744 \ub9cc\ub4e4\uae30 \uc2dc\uc791\ud560 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4 \uae08\uc735\uae30\uad00\uc740 \uc2e0\uc6a9\uce74\ub4dc\ub098 \ub300\ucd9c\uc744 \uc5b4\ub5bb\uac8c \uad00\ub9ac\ud588\ub294\uc9c0\uc5d0 \uad00\ud55c \ud604\uc9c0 \uc2e0\uc6a9\uae30\ub85d\uc744 \uc911\uc694\ud558\uac8c \ubcfc \uc218 \uc788\uace0, \uc2e0\uaddc \uc774\ubbfc\uc790\uc758 \uacbd\uc6b0 \ud574\uc678 \uc2e0\uc6a9\uae30\ub85d\uc774 \ucda9\ubd84\ud788 \uc778\uc815\ub418\uc9c0 \uc54a\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uace0 \uc2e0\uc6a9\uc810\uc218\uac00 \uc9e7\uc740 \uae30\uac04 \uc548\uc5d0 \ub192\uc544\uc838\uc57c\ub9cc \uc8fc\ud0dd\uad6c\uc785\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc758\ubbf8\ub294 \uc544\ub2d9\ub2c8\ub2e4. \uc77c\ubd80 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8 \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c\ub294 \uce90\ub098\ub2e4 \uc2e0\uc6a9\uae30\ub85d\uc774 \uc81c\ud55c\uc801\uc77c \ub54c \uad6d\uc81c \uc2e0\uc6a9\ubcf4\uace0\uc11c\ub098 \ubcf8\uad6d \uae08\uc735\uae30\uad00\uc758 \ucd94\ucc9c\uc11c, \ub2e4\ub978 \uc2e0\uc6a9\ub3c4 \uc785\uc99d\ubc29\uc2dd \ub4f1\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc774\ubbfc \ucd08\uae30\ubd80\ud130 \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\uc561\uc744 \ubb34\ub9ac\ud558\uac8c \ub298\ub9ac\ub294 \uac83\ubcf4\ub2e4 \ub9e4\ub2ec \uacb0\uc81c\uc77c\uc5d0 \uc815\uc0c1\uc801\uc73c\ub85c \uc0c1\ud658\ud558\ub294 \uc2b5\uad00\uc744 \ub9cc\ub4dc\ub294 \uac83\uc774 \ub354 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc2e0\uc6a9\uc810\uc218\uc640 \ud568\uaed8 \uc911\uc694\ud55c \uac83\uc774 \uc18c\ub4dd\uc99d\ube59\uc785\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc5d0\uc11c \uc9c1\uc7a5\uc744 \uc0c8\ub85c \uad6c\ud55c \uacbd\uc6b0 \uace0\uc6a9\uacc4\uc57d\uc11c, \ucd5c\uadfc \uae09\uc5ec\uba85\uc138\uc11c, \uc9c1\ucc45\uacfc \uadfc\ubb34\uae30\uac04\uc744 \ud655\uc778\ud560 \uc218 \uc788\ub294 \uc790\ub8cc \ub4f1\uc774 \uc911\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\uc601\uc5c5\uc790\ub77c\uba74 \ucd5c\uadfc \uc138\uae08\uc2e0\uace0\uc790\ub8cc\ub098 \uc0ac\uc5c5\uc18c\ub4dd\uc744 \uc785\uc99d\ud560 \uc218 \uc788\ub294 \uc790\ub8cc\uac00 \ub354 \ub9ce\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubaa8\uae30\uc9c0 \uc0c1\ub2f4\uc744 \ubc1b\uae30 \uc804\uc5d0 \uc774\ub7f0 \uc790\ub8cc\ub97c \ubbf8\ub9ac \ubaa8\uc544\ub450\uba74 \uc0ac\uc804\uc2b9\uc778 \uacfc\uc815\uc5d0\uc11c \uc2dc\uac04\uc774 \ub35c \uac78\ub9bd\ub2c8\ub2e4. \ud2b9\ud788 \uc774\ubbfc \uc9c1\ud6c4\uc5d0\ub294 \ud604\uc9c0 \uace0\uc6a9\uc774\ub825\uacfc \uc18c\ub4dd\uc790\ub8cc\uac00 \uc9e7\uae30 \ub54c\ubb38\uc5d0 \uc11c\ub958\ub97c \uc815\ub9ac\ud558\ub294 \uac83 \uc790\uccb4\uac00 \uc2e0\ub8b0\ub3c4\ub97c \ub192\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc81c\uac00 \uc2e4\uc81c\ub85c \uccab \uc9d1\uc744 \uc900\ube44\ud55c\ub2e4\uba74 \uc740\ud589\uacc4\uc88c\ub3c4 \uae54\ub054\ud558\uac8c \uad00\ub9ac\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uae09\uc5ec\uac00 \ub4e4\uc5b4\uc624\ub294 \uacc4\uc88c\uc640 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \ubcf4\uad00\ud558\ub294 \uacc4\uc88c\uac00 \uba85\ud655\ud558\uac8c \ubcf4\uc774\uace0, \ud070 \uae08\uc561\uc774 \uc5b4\ub514\uc5d0\uc11c \ub4e4\uc5b4\uc654\ub294\uc9c0 \uc124\uba85\ud560 \uc218 \uc788\ub3c4\ub85d \uc790\ub8cc\ub97c \ub0a8\uaca8\ub450\uaca0\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \uc5ed\uc2dc \ud55c\ub3c4\ub97c \ucd5c\ub300\ud55c \uc0ac\uc6a9\ud55c \ub4a4 \uac1a\ub294 \ubc29\uc2dd\ubcf4\ub2e4 \uc9c0\ucd9c\uc744 \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \ubc94\uc704\uc5d0\uc11c \uc0ac\uc6a9\ud558\uace0 \ub9e4\ub2ec \uc81c\ub54c \uc0c1\ud658\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc5ec\ub7ec \uc7a5 \ub3d9\uc2dc\uc5d0 \uc2e0\uccad\ud558\uac70\ub098 \uc8fc\ud0dd\uad6c\uc785 \uc9c1\uc804\uc5d0 \ud070 \uc18c\ube44\ub97c \ub298\ub9ac\ub294 \ud589\ub3d9\uc740 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\ub97c \uc55e\ub454 \uc2dc\uc810\uc5d0\uc11c\ub294 \uc2e0\uc911\ud558\uac8c \ud310\ub2e8\ud558\ub294 \ud3b8\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ubd80\ucc44\ub3c4 \ubc18\ub4dc\uc2dc \uc815\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc740 \ubaa8\uae30\uc9c0 \uc678\uc5d0 \uc790\ub3d9\ucc28 \ud560\ubd80, \uc2e0\uc6a9\uce74\ub4dc \uc794\uc561, \uac1c\uc778\ub300\ucd9c, \ud559\uc790\uae08 \ub300\ucd9c \ub4f1 \uae30\uc874 \uae08\uc735\uc758\ubb34\ub97c \ud568\uaed8 \uace0\ub824\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc5f0\ubd09\uc774 \ucda9\ubd84\ud574 \ubcf4\uc774\ub354\ub77c\ub3c4 \ub9e4\ub2ec \ube60\uc838\ub098\uac00\ub294 \uae30\uc874 \ubd80\ucc44\uc0c1\ud658\uc561\uc774 \ud06c\uba74 \uc2e4\uc81c \ubaa8\uae30\uc9c0 \uac00\ub2a5\uae08\uc561\uc740 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc790\ub3d9\ucc28 \ud560\ubd80\uac00 \ub9e4\ub2ec 900\ub2ec\ub7ec\uc529 \ub098\uac04\ub2e4\uba74 \uc9d1\uc744 \uc0ac\uae30 \uc804\uc5d0\ub294 \ubcc4\uac83 \uc544\ub2cc \uac83\ucc98\ub7fc \ubcf4\uc5ec\ub3c4 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\uc5d0\uc11c\ub294 \uc9c0\uc18d\uc801\uc778 \ucc44\ubb34\ubd80\ub2f4\uc73c\ub85c \ubc18\uc601\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uccab \uc9d1\uc744 \uacc4\ud68d\ud55c\ub2e4\uba74 \uc790\ub3d9\ucc28\ub97c \uc0c8\ub85c \uad6c\uc785\ud558\uac70\ub098 \ud070 \uc18c\ube44\uc790\ub300\ucd9c\uc744 \ub9cc\ub4e4\uae30 \uc804\uc5d0 \uba3c\uc800 \ubaa8\uae30\uc9c0 \uc2ec\uc0ac\ub97c \ub9c8\uce58\ub294 \uac83\uc774 \ud6e8\uc52c \uc548\uc804\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ubaa8\uae30\uc9c0 \uc2ec\uc0ac\uc5d0\uc11c GDS\uc640 TDS \uac19\uc740 \ubd80\ucc44\uc0c1\ud658\ube44\uc728\ub3c4 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ubcf4\ud5d8\uac00\uc785 \ubaa8\uae30\uc9c0\uc758 \uacbd\uc6b0 \uc77c\ubc18\uc801\uc73c\ub85c \uc8fc\uac70\ube44\ub97c \uc18c\ub4dd\uc73c\ub85c \ub098\ub208 GDS \ube44\uc728\uc740 \ucd5c\ub300 39%, \uc804\uccb4 \ubd80\ucc44\uc0c1\ud658\uc744 \ubc18\uc601\ud55c TDS \ube44\uc728\uc740 \ucd5c\ub300 44% \uc218\uc900\uc758 \uae30\uc900\uc774 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ubaa8\uae30\uc9c0 \uc6d0\ub9ac\uae08\ubfd0 \uc544\ub2c8\ub77c \uc7ac\uc0b0\uc138\uc640 \ub09c\ubc29\ube44 \ub4f1 \uc8fc\ud0dd\uad00\ub828 \ube44\uc6a9\uacfc \uae30\uc874 \ubd80\ucc44\uac00 \ud568\uaed8 \ubc18\uc601\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc81c\uac00 \uc9d1\uc744 \ubcfc \ub54c\ub294 \ub9e4\ub9e4\uac00\uaca9\ub9cc \ubcf4\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc2e4\uc81c\ub85c \uc608\uc0c1\ub418\ub294 \uc6d4 \ubaa8\uae30\uc9c0\uc640 \uc7ac\uc0b0\uc138, \ub09c\ubc29\ube44\ub97c \ud568\uaed8 \uacc4\uc0b0\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ud2b9\ud788 \uc774\ubbfc \uc9c1\ud6c4 \ub9de\ubc8c\uc774 \uac00\uc815\uc774\ub77c\uba74 \ub450 \uc0ac\ub78c\uc758 \uc18c\ub4dd\uc774 \uc5b4\ub5bb\uac8c \uc778\uc815\ub418\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ubc30\uc6b0\uc790\uc758 \uc18c\ub4dd\uc774 \uc77c\uc815\ud558\uc9c0 \uc54a\uac70\ub098 \ucd5c\uadfc \uc9c1\uc7a5\uc744 \uc2dc\uc791\ud588\ub2e4\uba74 \uae08\uc735\uae30\uad00\uc774 \uc2e4\uc81c\ub85c \uc5b4\ub5a4 \uae30\uc900\uc73c\ub85c \uc18c\ub4dd\uc744 \uc778\uc815\ud558\ub294\uc9c0\uac00 \uc911\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ub294 \ub450 \uc0ac\ub78c\uc758 \uae09\uc5ec\uba85\uc138\uc11c\uc640 \uace0\uc6a9\uacc4\uc57d\uc11c, \uc138\uae08 \uad00\ub828 \uc790\ub8cc\ub97c \ud568\uaed8 \uc900\ube44\ud574 \ubaa8\uae30\uc9c0 \ube0c\ub85c\ucee4 \ub610\ub294 \uae08\uc735\uae30\uad00\uc5d0 \uc0ac\uc804 \uac80\ud1a0\ub97c \uc694\uccad\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc774\ub807\uac8c \ud558\uba74 \ud55c \uc0ac\ub78c\uc758 \uc18c\ub4dd\ub9cc\uc73c\ub85c \uacc4\uc0b0\ud588\uc744 \ub54c\uc640 \ubd80\ubd80\ud569\uc0b0\uc73c\ub85c \uacc4\uc0b0\ud588\uc744 \ub54c \uad6c\ub9e4\uac00\ub2a5\uae08\uc561\uc774 \uc5b4\ub5bb\uac8c \ub2ec\ub77c\uc9c0\ub294\uc9c0 \ubbf8\ub9ac \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc2e0\uc6a9\uae30\ub85d\uc774 \uc9e7\ub2e4\uace0 \ud574\uc11c \uc9c0\ub098\uce58\uac8c \ubd88\uc548\ud574\ud560 \ud544\uc694\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4. \uc2e0\uaddc \uc774\ubbfc\uc790\ub97c \uc704\ud55c \ubaa8\uae30\uc9c0 \ud504\ub85c\uadf8\ub7a8\uc744 \uc6b4\uc601\ud558\ub294 \uae30\uad00\uc774 \uc788\uace0, \uc801\uc808\ud55c \uc2e0\uc6a9\uc810\uc218\uc640 \ud569\ubc95\uc801\uc778 \uce90\ub098\ub2e4 \uccb4\ub958 \ubc0f \uadfc\ub85c\uc790\uaca9\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4\uba74 \uc77c\uc815\ud55c \uc870\uac74\uc5d0\uc11c \ubaa8\uae30\uc9c0 \ubcf4\ud5d8\uc744 \uc774\uc6a9\ud55c \uc8fc\ud0dd\uae08\uc735\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 CMHC\uc758 \uc2e0\uaddc \uc774\ubbfc\uc790 \uad00\ub828 \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c\ub294 \uc601\uc8fc\uad8c\uc790\ubfd0 \uc544\ub2c8\ub77c \uce90\ub098\ub2e4\uc5d0\uc11c \ud569\ubc95\uc801\uc73c\ub85c \uc77c\ud560 \uc218 \uc788\ub294 \ube44\uc601\uc8fc\uad8c\uc790\ub3c4 \uc77c\uc815 \uc870\uac74\uc5d0\uc11c \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uace0, \uce90\ub098\ub2e4 \uc2e0\uc6a9\uae30\ub85d\uc774 \ubd80\uc871\ud55c \uacbd\uc6b0 \ub300\uccb4\uc790\ub8cc\ub97c \uac80\ud1a0\ud560 \uc218 \uc788\ub2e4\uace0 \uc548\ub0b4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub2e4\ub9cc \uc774\ubbfc\uc790\ub77c\ub294 \uc774\uc720\ub9cc\uc73c\ub85c \uc790\ub3d9 \uc2b9\uc778\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc740 \uacb0\uad6d \ub300\ucd9c\uae08\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc0c1\ud658\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ud310\ub2e8\ud558\uae30 \ub54c\ubb38\uc5d0 \uc18c\ub4dd\uacfc \ubd80\ucc44, \uc2e0\uc6a9\ub3c4, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8, \uc8fc\ud0dd\uac00\uce58\ub97c \uc885\ud569\uc801\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4. \uc800\ub294 \uc774\ubbfc \ud6c4 \uccab \uc9d1\uc744 \uacc4\ud68d\ud55c\ub2e4\uba74 \uc785\uad6d \uc9c1\ud6c4 \ubc14\ub85c \uc8fc\ud0dd\uc744 \uad6c\uc785\ud574\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uc744 \uac16\uae30\ubcf4\ub2e4 \uba3c\uc800 \ud604\uc9c0 \uc2e0\uc6a9\uc744 \ub9cc\ub4e4\uace0 \uace0\uc6a9\uacfc \uc18c\ub4dd\uc744 \uc548\uc815\uc2dc\ud0a4\ub294 \uae30\uac04\uc744 \ud655\ubcf4\ud558\uaca0\uc2b5\ub2c8\ub2e4. \ubb3c\ub860 \uac00\uc871\uc0c1\ud669\uacfc \uc9d1\uac12, \uae08\ub9ac, \uac1c\uc778\uc790\uae08\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc9c0\ub9cc, \uc900\ube44\uae30\uac04 \uc790\uccb4\uac00 \ubaa8\uae30\uc9c0 \uc870\uac74\uc744 \ub354 \uc774\ud574\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\uac00 \ub193\uce58\uae30 \uc26c\uc6b4 \ubaa8\uae30\uc9c0 \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8\uc640 \ud074\ub85c\uc9d5 \ube44\uc6a9<\/h2>\n

\uccab \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c \ubaa8\uae30\uc9c0 \uc2b9\uc778\uae08\uc561\ub9cc \ud655\uc778\ud558\uba74 \ubaa8\ub4e0 \uc900\ube44\uac00 \ub05d\ub0ac\ub2e4\uace0 \uc0dd\uac01\ud558\uae30 \uc27d\uc9c0\ub9cc, \uc2e4\uc81c\ub85c\ub294 \uc9d1\uc744 \uacc4\uc57d\ud55c \ub4a4 \ub4e4\uc5b4\uac00\ub294 \ud074\ub85c\uc9d5 \ube44\uc6a9\uae4c\uc9c0 \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4. \uce90\ub098\ub2e4 \uc815\ubd80\uc5d0\uc11c\ub3c4 \uc8fc\ud0dd\uc744 \uad6c\ub9e4\ud560 \ub54c \ubaa8\uae30\uc9c0\uc640 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc678\uc5d0 \ubcc0\ud638\uc0ac \ub610\ub294 \uacf5\uc99d\uc778 \ube44\uc6a9, \uac80\uc0ac\ube44, \uc8fc\ud0dd\ubcf4\ud5d8, \uc7ac\uc0b0\uc138 \uc870\uc815\uc561, \uc774\uc0ac\ube44\uc6a9, \uc720\uc9c0\uad00\ub9ac\ube44 \ub4f1\uc744 \uace0\ub824\ud558\ub3c4\ub85d \uc548\ub0b4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc81c\uac00 \uc774\ubbfc \ud6c4 \uccab \uc9d1\uc744 \uad6c\uc785\ud55c\ub2e4\uba74 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uacc4\uc88c\uc5d0 \uc788\ub294 \ub3c8\uc744 \uc804\ubd80 \uc9d1\uac12\uc5d0 \ub123\uc9c0 \uc54a\uace0 \uacc4\uc57d \uc774\ud6c4 \ubc1c\uc0dd\ud560 \ubd80\ub300\ube44\uc6a9\uae4c\uc9c0 \ubcc4\ub3c4\ub85c \ub0a8\uaca8\ub450\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ud2b9\ud788 \ud648 \uc778\uc2a4\ud399\uc158\uc740 \ucc98\uc74c \uc9d1\uc744 \uc0ac\ub294 \uc0ac\ub78c\uc5d0\uac8c \uc0c1\ub2f9\ud788 \uc911\uc694\ud569\ub2c8\ub2e4. \uad6c\ub9e4 \uc81c\uc548\uc744 \ud560 \ub54c \uc804\ubb38\uc801\uc778 \uc8fc\ud0dd\uac80\uc0ac\ub97c \uc870\uac74\uc73c\ub85c \ub123\uc744 \uc218 \uc788\ub2e4\uba74 \uad6c\uc870\ub098 \uc9c0\ubd95, \ubc30\uad00, \uc804\uae30, \ub09c\ubc29\uc2dc\uc2a4\ud15c \ub4f1 \uc608\uc0c1\ud558\uc9c0 \ubabb\ud588\ub358 \ubb38\uc81c\uac00 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ubb3c\ub860 \ubaa8\ub4e0 \uac70\ub798\uc5d0\uc11c \ub3d9\uc77c\ud55c \uc870\uac74\uc774 \ud5c8\uc6a9\ub418\ub294 \uac83\uc740 \uc544\ub2c8\uace0 \uacbd\uc7c1\uc774 \uc2ec\ud55c \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uc870\uac74 \uc5c6\ub294 \uc624\ud37c\ub97c \uc694\uad6c\ubc1b\ub294 \uacbd\uc6b0\ub3c4 \uc788\uc744 \uc218 \uc788\uc9c0\ub9cc, \uc800\ub294 \uccab \uc9d1\uc744 \uc0ac\ub294 \uacfc\uc815\uc5d0\uc11c\ub294 \uac00\uaca9\ub9cc\ud07c \uc9d1\uc758 \uc2e4\uc81c \uc0c1\ud0dc\ub97c \uc911\uc694\ud558\uac8c \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc791\uc740 \uc218\ub9ac\ube44\ub294 \uad1c\ucc2e\uc544\ub3c4 \uc9c0\ubd95\uc774\ub098 \uae30\ucd08, \uc804\uae30\uc124\ube44\ucc98\ub7fc \ud070 \ube44\uc6a9\uc774 \ub4e4\uc5b4\uac00\ub294 \ubb38\uc81c\uac00 \ubc1c\uacac\ub418\uba74 \uad6c\ub9e4\uac00\uaca9\uc744 \ub2e4\uc2dc \ud611\uc0c1\ud558\uac70\ub098 \uacc4\uc57d\uc744 \uc7ac\uac80\ud1a0\ud574\uc57c \ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ubaa8\uae30\uc9c0 \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8\ub3c4 \uad6c\ub9e4\uc608\uc0b0\uc744 \uc7a1\uae30 \uc804\uc5d0 \ucda9\ubd84\ud788 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4. \uc2e4\uc81c \ubaa8\uae30\uc9c0 \uae08\ub9ac\uac00 4%\ub77c\uace0 \uac00\uc815\ud588\uc744 \ub54c \uc2ec\uc0ac\uc5d0\uc11c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c 6% \uc218\uc900\uc758 \uae08\ub9ac\ub85c\ub3c4 \uc0c1\ud658\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ubcf4\ub294 \uad6c\uc870\uac00 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c \ub0b4\uac00 \ub9e4\ub2ec \ub0b4\ub294 \uae08\ub9ac\ub294 4%\uc774\uc9c0\ub9cc \uc740\ud589\uc758 \uc2ec\uc0ac\ub294 \ub354 \ub192\uc740 \uae08\ub9ac\ub97c \uac00\uc815\ud574 \uc9c4\ud589\ud558\uae30 \ub54c\ubb38\uc5d0 \ub0b4\uac00 \uccb4\uac10\ud558\ub294 \uc6d4 \ub0a9\uc785\uae08\ubcf4\ub2e4 \ub354 \ub192\uc740 \uc218\uc900\uc758 \uc0c1\ud658\ub2a5\ub825\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub54c\ubb38\uc5d0 \uc778\ud130\ub137 \ubaa8\uae30\uc9c0 \uacc4\uc0b0\uae30\ub85c \ub0b4\uac00 \uac10\ub2f9\ud560 \uc218 \uc788\ub2e4\uace0 \ub098\uc628 \uae08\uc561\uacfc \uc2e4\uc81c \uc740\ud589\uc5d0\uc11c \uc2b9\uc778\ub418\ub294 \uae08\uc561 \uc0ac\uc774\uc5d0 \ucc28\uc774\uac00 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc800\ub294 \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8\ub97c \ub2e8\uc21c\ud55c \uc7a5\uc560\ubb3c\ub85c \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294 \uac83\uc774 \uc88b\ub2e4\uace0 \ubd05\ub2c8\ub2e4. \uc9d1\uc744 \uad6c\uc785\ud55c \ub4a4 \uae08\ub9ac\uac00 \uc62c\ub77c\uac00\uac70\ub098 \uac00\uc871 \uc9c0\ucd9c\uc774 \ub298\uc5b4\ub098\ub354\ub77c\ub3c4 \ub300\ucd9c\uc744 \uac10\ub2f9\ud560 \uc218 \uc788\ub3c4\ub85d \uc5ec\uc720\ub97c \ud655\uc778\ud558\ub294 \uc7a5\uce58\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uc774\ubbfc \ucd08\uae30\uc5d0\ub294 \uc9c1\uc5c5\uc774 \uc548\uc815\ub418\uc9c0 \uc54a\uc558\uac70\ub098 \ud658\uc728 \ubcc0\ub3d9\uacfc \uac00\uc871\uc0dd\ud65c\ube44\uac00 \uc608\uce21\ud558\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc73c\ubbc0\ub85c \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8\ub97c \uac04\uc2e0\ud788 \ud1b5\uacfc\ud560 \ub9cc\ud07c\uc758 \ucd5c\ub300\ub300\ucd9c\uc744 \ubc1b\uae30\ubcf4\ub2e4\ub294 \uadf8\ubcf4\ub2e4 \ub0ae\uc740 \uae08\uc561\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc0dd\ud65c\uc548\uc815 \uce21\uba74\uc5d0\uc11c \uc88b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ud074\ub85c\uc9d5 \ube44\uc6a9\ub3c4 \ubbf8\ub9ac \ud604\uae08\uc73c\ub85c \uc900\ube44\ud574\uc57c \ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc9c0\uc5ed\uacfc \uc8fc\ud0dd \uac70\ub798 \ud615\ud0dc\uc5d0 \ub530\ub77c \ube44\uc6a9\uc740 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc9c0\ub9cc, \ubcc0\ud638\uc0ac \ub610\ub294 \uacf5\uc99d\uc778 \ube44\uc6a9, \ud1a0\uc9c0\ub4f1\uae30 \uad00\ub828 \ube44\uc6a9, \uc7ac\uc0b0\uc138 \uc870\uc815, \ubaa8\uae30\uc9c0 \uad00\ub828 \ube44\uc6a9, \uc8fc\ud0dd\uac80\uc0ac, \ubcf4\ud5d8, \uc774\uc0ac\ube44 \ub4f1\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc0c8 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c\ub294 \uae30\uc874 \uc8fc\ud0dd\uacfc \ub2e4\ub978 \uc138\uae08\uc774\ub098 \ube44\uc6a9\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uad6c\ub9e4\uacc4\uc57d\uc11c\ub97c \uc790\uc138\ud788 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc800\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c 5%\ub85c \uc900\ube44\ud588\ub2e4\uba74 \ucd94\uac00\ub85c \ubc1c\uc0dd\ud560 \ube44\uc6a9 \ub54c\ubb38\uc5d0 \ud1b5\uc7a5\uc774 \ubc14\ub2e5\ub098\uc9c0 \uc54a\ub3c4\ub85d \ubcc4\ub3c4\uc758 \uc608\ube44\uc790\uae08\uc744 \ud655\ubcf4\ud574\ub450\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ubaa8\uae30\uc9c0 \ubcf4\ud5d8\ub8cc\ub3c4 \uc0dd\uac01\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 20% \ubbf8\ub9cc\uc778 \uacbd\uc6b0 \ubaa8\uae30\uc9c0 \ub514\ud3f4\ud2b8 \ubcf4\ud5d8\uc774 \ud544\uc694\ud560 \uc218 \uc788\uace0, \ud574\ub2f9 \ubcf4\ud5d8\ub8cc\ub294 \ub300\ucd9c\uae08\uc5d0 \ud3ec\ud568\ub418\ub294 \ubc29\uc2dd\uc73c\ub85c \ucc98\ub9ac\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0\uac00 \uc788\uc9c0\ub9cc \uacb0\uad6d \ubaa8\uae30\uc9c0 \uc6d0\uae08\uc5d0 \ub354\ud574\uc838 \uc774\uc790 \ubd80\ub2f4\uc5d0\ub3c4 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub798\uc11c 5% \ub2e4\uc6b4\uacfc 10% \ub2e4\uc6b4, 15% \ub2e4\uc6b4, 20% \ub2e4\uc6b4\uc744 \uac01\uac01 \ube44\uad50\ud574 \ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub354 \ub9ce\uc740 \ud604\uae08\uc744 \uc9d1\uc5d0 \ub123\ub294 \uac83\uc774 \ubb34\uc870\uac74 \uc720\ub9ac\ud55c \uac83\uc774 \uc544\ub2c8\ub77c \ubcf4\ud5d8\ub8cc\uc640 \uc6d4 \uc0c1\ud658\uc561, \ub0a8\uaca8\ub458 \ube44\uc0c1\uc790\uae08\uae4c\uc9c0 \ud568\uaed8 \ube44\uad50\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub610\ud55c \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 30\ub144 \uc0c1\ud658\uae30\uac04\uc758 \uac00\ub2a5 \uc5ec\ubd80\ub3c4 \ud655\uc778\ud560 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. 2024\ub144 12\uc6d4 15\uc77c\ubd80\ud130 \ubaa8\ub4e0 \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\uc640 \uc2e0\ucd95\uc8fc\ud0dd \uad6c\ub9e4\uc790\uac00 \ubcf4\ud5d8\uac00\uc785 \ubaa8\uae30\uc9c0\uc5d0\uc11c 30\ub144 \uc0c1\ud658\uae30\uac04\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ub300\uc0c1\uc774 \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc0c1\ud658\uae30\uac04\uc774 \uae38\uc5b4\uc9c0\uba74 \uc6d4 \ub0a9\uc785\uc561\uc744 \ub0ae\ucd94\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc9c0\ub9cc, \ub300\ucd9c\uc744 \ub354 \uc624\ub798 \uc720\uc9c0\ud558\uba74 \ucd1d \uc774\uc790\ube44\uc6a9\uc740 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uc6d4 \ub0a9\uc785\uc561\uc774 \ub0ae\uc544\uc9c4\ub2e4\ub294 \uc774\uc720\ub9cc\uc73c\ub85c 30\ub144\uc744 \uc120\ud0dd\ud558\uae30\ubcf4\ub2e4 25\ub144\uacfc 30\ub144\uc744 \ubaa8\ub450 \uacc4\uc0b0\ud574 \uc6d4 \ubd80\ub2f4\uacfc \uc7a5\uae30 \ucd1d\uc774\uc790\ub97c \ud568\uaed8 \ube44\uad50\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc774\ubbfc \ud6c4 \uccab \uc9d1\uc744 \uc0b4 \ub54c\ub294 \uc9d1\uac12\uc758 \ubbf8\ub798 \uc0c1\uc2b9\uc744 \uc9c0\ub098\uce58\uac8c \uae30\ub300\ud558\uc9c0 \uc54a\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc9d1\uc744 \uad6c\ub9e4\ud558\uba74 \ub2f9\uc7a5 \uc0dd\ud65c\uc758 \uc548\uc815\uc131\uc774 \uc88b\uc544\uc9c8 \uc218 \uc788\uc9c0\ub9cc, \uc9d1\uac12\uc774 \ubc18\ub4dc\uc2dc \uc624\ub978\ub2e4\ub294 \ubcf4\uc7a5\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uccab \uc9d1\uc740 \ud22c\uc790\uc0c1\ud488\uc774 \uc544\ub2c8\ub77c \uc2e4\uc81c \uc0dd\ud65c\uacf5\uac04\uc73c\ub85c \uc811\uadfc\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc9c1\uc7a5\uacfc \ud1b5\uadfc\uc2dc\uac04, \uac00\uc871\uc758 \uc0dd\ud65c\uad8c, \ud559\uad50, \uad50\ud1b5, \ubcd1\uc6d0, \uc1fc\ud551\uc2dc\uc124 \ub4f1\uc744 \uace0\ub824\ud574 \uc624\ub7ab\ub3d9\uc548 \uc0b4\uae30 \ud3b8\ud55c \uc9d1\uc744 \uc120\ud0dd\ud558\uace0, \uadf8 \uc548\uc5d0\uc11c \uac10\ub2f9 \uac00\ub2a5\ud55c \ubaa8\uae30\uc9c0 \uaddc\ubaa8\ub97c \ucc3e\ub294 \uac83\uc774 \ud6e8\uc52c \uc548\uc815\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc9d1\uc744 \uad6c\ub9e4\ud558\uae30 \uc704\ud55c \ud604\uc2e4\uc801\uc778 \uc790\uae08 \uc900\ube44 \uc21c\uc11c<\/h2>\n

\uc81c\uac00 \uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc9d1\uc744 \uc2e4\uc81c\ub85c \uc900\ube44\ud55c\ub2e4\uace0 \uac00\uc815\ud558\uba74 \uccab \ubc88\uc9f8 \ub2e8\uacc4\uc5d0\uc11c\ub294 \uc9d1\ubd80\ud130 \ubcf4\uc9c0 \uc54a\uace0 \uc804\uccb4 \ud604\uae08\uacfc \uc18c\ub4dd\uc744 \uc815\ub9ac\ud558\uaca0\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uce90\ub098\ub2e4\uc5d0 \uc788\ub294 \ud604\uae08\uacfc \ud22c\uc790\uc790\uc0b0, \ud55c\uad6d \ub4f1 \ud574\uc678\uc5d0 \uc788\ub294 \uc790\uae08, \ub9e4\ub2ec \ub4e4\uc5b4\uc624\ub294 \uc138\ud6c4\uc18c\ub4dd, \ud604\uc7ac \ubd80\ucc44\uc640 \uc6d4 \uc0c1\ud658\uc561\uc744 \ud55c \uc7a5\uc5d0 \uc801\uc5b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub2e4\uc74c \ub0b4\uac00 \uc6d0\ud558\ub294 \uc8fc\ud0dd\uac00\uaca9\uc744 \uc815\ud558\uace0 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc640 20% \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uac01\uac01 \uacc4\uc0b0\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 70\ub9cc\ub2ec\ub7ec\uc9dc\ub9ac \uc9d1\uc744 \uc0dd\uac01\ud55c\ub2e4\uba74 \ucd5c\uc18c 4\ub9cc5\ucc9c\ub2ec\ub7ec\uac00 \ud544\uc694\ud558\uc9c0\ub9cc, \uc5ec\uae30\uc5d0 \ud074\ub85c\uc9d5 \ube44\uc6a9\uacfc \uc608\ube44\uc790\uae08\uae4c\uc9c0 \ub354\ud574\uc57c \uc2e4\uc81c \uad6c\ub9e4\uc5d0 \ud544\uc694\ud55c \ud604\uae08 \uaddc\ubaa8\uac00 \ub098\uc635\ub2c8\ub2e4. 20%\uc778 14\ub9cc\ub2ec\ub7ec\ub97c \uc900\ube44\ud558\uba74 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4dc\ub294 \ub300\uc2e0 \ud604\uae08\uc774 \ub354 \ub9ce\uc774 \ubb36\uc774\uae30 \ub54c\ubb38\uc5d0 \uc5b4\ub290 \ucabd\uc774 \ub098\uc5d0\uac8c \uc720\ub9ac\ud55c\uc9c0 \ube44\uad50\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub450 \ubc88\uc9f8 \ub2e8\uacc4\ub294 \uce90\ub098\ub2e4 \uc2e0\uc6a9\uc774\ub825\uacfc \uc18c\ub4dd\uc99d\ube59\uc744 \uc815\ub9ac\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc\uac00 \uc788\ub2e4\uba74 \ub9e4\ub2ec \uc815\uc0c1\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uace0 \uc0c1\ud658\ud558\uba74\uc11c \ud604\uc9c0 \uc2e0\uc6a9\uae30\ub85d\uc744 \uafb8\uc900\ud788 \uc313\uaca0\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4\ub97c \ubb34\ub9ac\ud558\uac8c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uace0, \uc5ec\ub7ec \uae08\uc735\uc0c1\ud488\uc744 \uac11\uc790\uae30 \uc2e0\uccad\ud558\ub294 \ud589\ub3d9\ub3c4 \ud53c\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc9c1\uc7a5\uc5d0\uc11c \ubc1b\uc740 \uace0\uc6a9\uacc4\uc57d\uc11c\uc640 \uae09\uc5ec\uba85\uc138\uc11c, \uc740\ud589 \uac70\ub798\ub0b4\uc5ed, \uc138\uae08 \uad00\ub828 \uc790\ub8cc \ub4f1\uc744 \ud55c \ud3f4\ub354\uc5d0 \ubaa8\uc544\ub450\uaca0\uc2b5\ub2c8\ub2e4. \uc774\ubbfc \ucd08\uae30\uc5d0\ub294 \uae08\uc735\uae30\uad00\uc5d0\uc11c \ucd94\uac00 \uc11c\ub958\ub97c \uc694\uccad\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud544\uc694\ud560 \ub54c \ubc14\ub85c \uc81c\ucd9c\ud560 \uc218 \uc788\ub294 \uc0c1\ud0dc\uac00 \ub418\uc5b4 \uc788\uc73c\uba74 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc138 \ubc88\uc9f8 \ub2e8\uacc4\ub294 \ubaa8\uae30\uc9c0 \uc0ac\uc804\uc2b9\uc778\uc785\ub2c8\ub2e4. \ud55c \uacf3\uc5d0\uc11c\ub9cc \uc0c1\ub2f4\ubc1b\uae30\ubcf4\ub2e4 \ud544\uc694\ud558\ub2e4\uba74 \uc740\ud589\uacfc \ubaa8\uae30\uc9c0 \ube0c\ub85c\ucee4\ub97c \ube44\uad50\ud574 \uc2e4\uc81c \uc2b9\uc778 \uac00\ub2a5\uae08\uc561\uacfc \uc870\uac74\uc744 \ud655\uc778\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc774\ub54c \ucd5c\ub300 \uc2b9\uc778\uae08\uc561\ub9cc \ubcf4\uace0 \ud310\ub2e8\ud558\uc9c0 \uc54a\uace0 \uc2e4\uc81c \uc6d4 \ub0a9\uc785\uc561, \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8 \uc801\uc6a9 \ud6c4 \uc5ec\uc720, \uace0\uc815\uae08\ub9ac\uc640 \ubcc0\ub3d9\uae08\ub9ac\uc758 \ucc28\uc774, \uc870\uae30\uc0c1\ud658 \uc870\uac74, \ub300\ucd9c\uae30\uac04 \ub4f1\uc744 \ud568\uaed8 \ube44\uad50\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc0ac\uc804\uc2b9\uc778 \uae08\uc561\uc774 80\ub9cc\ub2ec\ub7ec\ub77c\uace0 \ud558\ub354\ub77c\ub3c4 \ub0b4\uac00 \ud3b8\uc548\ud558\uac8c \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uac00\uaca9\uc774 60\ub9cc\ub2ec\ub7ec\ub77c\uba74 60\ub9cc\ub2ec\ub7ec\ub300\uc758 \uc9d1\uc744 \ubcf4\ub294 \uac83\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \ub354 \uc548\uc815\uc801\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub124 \ubc88\uc9f8 \ub2e8\uacc4\uc5d0\uc11c\ub294 \uc2e4\uc81c \uc8fc\ud0dd\uc744 \uace0\ub974\uaca0\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\uc11c\ub294 \uc9d1\uac12\ubcf4\ub2e4 \uc0dd\ud65c\uad8c\uc744 \uba3c\uc800 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ucd9c\ud1f4\uadfc\uc2dc\uac04\uc774 \uc5bc\ub9c8\ub098 \ub418\ub294\uc9c0, \uc790\ub3d9\ucc28\uac00 \uaf2d \ud544\uc694\ud55c\uc9c0, \uc7ac\uc0b0\uc138\ub294 \uc5b4\ub290 \uc815\ub3c4\uc778\uc9c0, \uad00\ub9ac\ube44\uac00 \uc788\ub294 \ucf58\ub3c4\ub77c\uba74 \ub9e4\ub2ec \uc5bc\ub9c8\ub97c \ub0b4\ub294\uc9c0, \ub09c\ubc29\ube44\uc640 \uc804\uae30\ub8cc\uac00 \uc5b4\ub290 \uc815\ub3c4\uc778\uc9c0 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ucf58\ub3c4\ub294 \uc6d4 \uad00\ub9ac\ube44\uac00 \uc800\ub834\ud574 \ubcf4\uc774\ub354\ub77c\ub3c4 \ud5a5\ud6c4 \ud2b9\ubcc4\ubd84\ub2f4\uae08 \uac00\ub2a5\uc131\uc774\ub098 \uac74\ubb3c\uc758 \uc7ac\uc815\uc0c1\ud0dc \uac19\uc740 \uc694\uc18c\uac00 \uc911\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e8\ub3c5\uc8fc\ud0dd\ub3c4 \uc9c0\ubd95, \ubcf4\uc77c\ub7ec, \ucc3d\ubb38, \ubc30\uad00\ucc98\ub7fc \ud070 \ube44\uc6a9\uc774 \ub4e4\uc5b4\uac08 \uc218 \uc788\ub294 \ubd80\ubd84\uc744 \ubbf8\ub9ac \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub2e4\uc12f \ubc88\uc9f8 \ub2e8\uacc4\uc5d0\uc11c\ub294 \uc624\ud37c\ub97c \ub123\uae30 \uc804\uc5d0 \uacc4\uc57d\uc870\uac74\uc744 \uac80\ud1a0\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd\uac80\uc0ac\ub97c \ud560 \uc218 \uc788\ub294 \uc870\uac74\uc778\uc9c0, \ubaa8\uae30\uc9c0 \uc870\uac74\uc774 \ud544\uc694\ud55c\uc9c0, \uacc4\uc57d\uae08\uc774 \uc5bc\ub9c8\uc778\uc9c0, \ud074\ub85c\uc9d5 \ub0a0\uc9dc\uac00 \uc5b8\uc81c\uc778\uc9c0, \ud3ec\ud568\ub418\ub294 \uac00\uc804\uacfc \uc2dc\uc124\uc740 \ubb34\uc5c7\uc778\uc9c0 \ud655\uc778\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uccab \uc8fc\ud0dd \uad6c\ub9e4\uc5d0\uc11c\ub294 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\ub9cc \ubbff\uace0 \ub118\uc5b4\uac00\uae30\ubcf4\ub2e4 \ubcc0\ud638\uc0ac\ub098 \uacf5\uc99d\uc778\uc5d0\uac8c \uacc4\uc57d\ub0b4\uc6a9\uc744 \ud655\uc778\ubc1b\ub294 \uacfc\uc815\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \uc9d1\uc774 \ub9c8\uc74c\uc5d0 \ub4e0\ub2e4\ub294 \uc774\uc720\ub9cc\uc73c\ub85c \uae09\ud558\uac8c \uc11c\uba85\ud558\ub294 \uac83\ubcf4\ub2e4 \uc2e4\uc81c \ubc95\uc801 \uc758\ubb34\uc640 \ube44\uc6a9\uc744 \uc774\ud574\ud55c \ub4a4 \uc9c4\ud589\ud558\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc5ec\uc12f \ubc88\uc9f8 \ub2e8\uacc4\ub294 \ud074\ub85c\uc9d5 \uc790\uae08\uc744 \ub530\ub85c \ud655\ubcf4\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 \uc900\ube44\ub418\uc5b4 \uc788\uc5b4\ub3c4 \ubcc0\ud638\uc0ac \ube44\uc6a9, \uac80\uc0ac\ube44, \uc138\uae08 \uc870\uc815, \ubcf4\ud5d8, \uc774\uc0ac\ube44 \ub4f1\uc73c\ub85c \ud604\uae08\uc774 \ube60\uc838\ub098\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uacc4\uc57d\uc774 \uccb4\uacb0\ub41c \uc774\ud6c4\uc5d0\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \ub3c8\uc744 \ub2e4\ub978 \uc0dd\ud65c\ube44\uc640 \uc11e\uc9c0 \uc54a\uace0 \ud074\ub85c\uc9d5\uc6a9 \uc790\uae08\uc744 \ubcc4\ub3c4\ub85c \uad00\ub9ac\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc774 \uc790\uae08\ucd9c\ucc98\ub97c \ub2e4\uc2dc \ud655\uc778\ud560 \uac00\ub2a5\uc131\ub3c4 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub9c8\uc9c0\ub9c9 \uc21c\uac04\uc5d0 \uacc4\uc88c\ub97c \uc5ec\ub7ec \uacf3\uc73c\ub85c \uc62e\uae30\ub294 \uac83\ubcf4\ub2e4 \uc790\uae08\ud750\ub984\uc744 \ub2e8\uc21c\ud558\uac8c \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc77c\uacf1 \ubc88\uc9f8 \ub2e8\uacc4\ub294 \uc9d1\uc744 \uc0b0 \uc9c1\ud6c4\uc758 \uc0dd\ud65c\ube44\uae4c\uc9c0 \uacc4\uc0b0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \uc9d1\uc5d0\ub294 \uac00\uad6c\uc640 \uac00\uc804, \ucee4\ud2bc\uacfc \uc870\uba85, \uc815\uc6d0\uc6a9\ud488, \ub208 \uc81c\uac70\uc7a5\ube44 \ub4f1 \uc0dd\uac01\ubcf4\ub2e4 \ub9ce\uc740 \ucd08\uae30\ube44\uc6a9\uc774 \ub4e4\uc5b4\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uce90\ub098\ub2e4\uc758 \uaca8\uc6b8\uc744 \ucc98\uc74c \uacbd\ud5d8\ud558\ub294 \uc774\ubbfc\uc790\ub77c\uba74 \ucc28\ub7c9\uc6a9 \uaca8\uc6b8\uc7a5\ube44\ub098 \ub09c\ubc29\ube44 \ub4f1\uc744 \uc608\uc0c1\ud558\uc9c0 \ubabb\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc800\ub294 \uc9d1\uc744 \uc0ac\uace0 \ub09c \ub4a4\uc5d0\ub3c4 \ucd5c\uc18c \uba87 \ub2ec \ub3d9\uc548 \uc0dd\ud65c\ube44\uc640 \ube44\uc0c1\uc790\uae08\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub294\uc9c0 \ud655\uc778\ud55c \ud6c4 \uad6c\ub9e4\uac00\uaca9\uc744 \ud655\uc815\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uad6c\ub9e4 \uc774\ud6c4 \ubaa8\uae30\uc9c0\ub97c \uad00\ub9ac\ud560 \uacc4\ud68d\ub3c4 \uc138\uc6b0\uaca0\uc2b5\ub2c8\ub2e4. \ub9e4\ub2ec \uc815\uc0c1\uc801\uc73c\ub85c \uc0c1\ud658\ud558\ub294 \uac83\uc740 \uae30\ubcf8\uc774\uace0, \uc18c\ub4dd\uc774 \uc99d\uac00\ud558\uba74 \ucd94\uac00\uc0c1\ud658\uc774 \uac00\ub2a5\ud55c\uc9c0 \ud655\uc778\ud574\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \ubaa8\ub4e0 \uc5ec\uc720\uc790\uae08\uc744 \ubaa8\uae30\uc9c0\uc5d0 \ub123\ub294 \uac83\ubcf4\ub2e4 \ube44\uc0c1\uc790\uae08\uacfc \uc7a5\uae30\uc800\ucd95\uc744 \ud568\uaed8 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \ubaa8\uae30\uc9c0 \uc794\uc561\uc744 \uc904\uc774\ub294 \uac83\uacfc \ub3d9\uc2dc\uc5d0 \uc0dd\ud65c\ube44 \ucda9\uaca9\uc5d0 \ub300\uc751\ud560 \ud604\uae08\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc774 \ub354 \uc548\uc815\uc801\uc778 \uac00\uacc4\uad6c\uc870\ub97c \ub9cc\ub4e4\uc5b4\uc8fc\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd \uad6c\uc785 \uacfc\uc815 \ubaa8\uae30\uc9c0 \uc2b9\uc778 \uc870\uac74\uacfc \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc900\ube44 \ucd1d\uc815\ub9ac<\/h2>\n

\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd \uad6c\uc785 \uacfc\uc815: \ubaa8\uae30\uc9c0 \uc2b9\uc778 \uc870\uac74\uacfc \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc900\ube44\ub97c \uc804\uccb4\uc801\uc73c\ub85c \uc815\ub9ac\ud558\uba74 \uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc77c\uc740 \uc9d1\uc744 \uace0\ub974\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ub0b4\uac00 \uc2e4\uc81c\ub85c \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uc8fc\ud0dd\uac00\uaca9\uc744 \uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc758 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub294 \uc8fc\ud0dd\uac00\uaca9\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\uba70 50\ub9cc\ub2ec\ub7ec \uc774\ud558\ub77c\uba74 5%, 50\ub9cc\ub2ec\ub7ec \ucd08\uacfc 150\ub9cc\ub2ec\ub7ec \ubbf8\ub9cc\uc774\ub77c\uba74 \uccab 50\ub9cc\ub2ec\ub7ec\uc5d0 5%\uc640 \ucd08\uacfc\ubd84\uc5d0 10%\ub97c \uc801\uc6a9\ud558\uace0, 150\ub9cc\ub2ec\ub7ec \uc774\uc0c1\uc774\ub77c\uba74 \ucd5c\uc18c 20%\ub97c \uc900\ube44\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 20% \ubbf8\ub9cc\uc774\uba74 \uc77c\ubc18\uc801\uc73c\ub85c \ubaa8\uae30\uc9c0 \ub514\ud3f4\ud2b8 \ubcf4\ud5d8\uc774 \ud544\uc694\ud558\uae30 \ub54c\ubb38\uc5d0 \ucd5c\uc18c\uae08\uc561\ub9cc \uc900\ube44\ud558\ub294 \uacbd\uc6b0\uc5d0\ub294 \ubcf4\ud5d8\ub8cc\uae4c\uc9c0 \ud3ec\ud568\ud574 \uc2e4\uc81c \ub300\ucd9c\ube44\uc6a9\uc744 \uacc4\uc0b0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ubaa8\uae30\uc9c0 \uc2b9\uc778\uc740 \uc18c\ub4dd \ud558\ub098\ub9cc\uc73c\ub85c \uacb0\uc815\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9\uc774\ub825, \uace0\uc6a9\uc0c1\ud0dc, \uae30\uc874 \ubd80\ucc44, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc758 \ucd9c\ucc98, \uc8fc\ud0dd\uac00\uce58, \uc6d4\ubcc4 \uc8fc\uac70\ube44 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4. \ud2b9\ud788 \uc774\ubbfc \uc9c1\ud6c4\ub77c\uba74 \uce90\ub098\ub2e4 \uc2e0\uc6a9\uae30\ub85d\uc774 \uc9e7\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ud604\uc9c0 \uc2e0\uc6a9\uce74\ub4dc\uc640 \uacc4\uc88c\ub97c \uc815\uc0c1\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0, \ud574\uc678\uc5d0\uc11c\uc758 \uc2e0\uc6a9\uc774\ub825\uc744 \ubcf4\uc644\uc790\ub8cc\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0 \uae08\uc735\uae30\uad00\uc5d0 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc18c\ub4dd\ub3c4 \ucd5c\uadfc \uae09\uc5ec\uba85\uc138\uc11c\uc640 \uace0\uc6a9\uacc4\uc57d\uc11c \ub4f1\uc73c\ub85c \uc99d\ube59\ud560 \uc218 \uc788\ub3c4\ub85d \uc900\ube44\ud558\uba74 \uc0ac\uc804\uc2b9\uc778 \uacfc\uc815\uc774 \ud6e8\uc52c \uc218\uc6d4\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ubaa8\uae30\uc9c0 \uc0ac\uc804\uc2b9\uc778\uc740 \ubc18\ub4dc\uc2dc \ubc1b\uc544\ubcf4\ub294 \uac83\uc774 \uc88b\uc9c0\ub9cc \uc0ac\uc804\uc2b9\uc778 \uae08\uc561\uc744 \uadf8\ub300\ub85c \uad6c\ub9e4\uc608\uc0b0\uc73c\ub85c \uc0ac\uc6a9\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \uc0ac\uc804\uc2b9\uc778\uc740 \ucd5c\ub300 \ubaa8\uae30\uc9c0 \uaddc\ubaa8\ub97c \ubcf4\uc5ec\uc8fc\ub294 \ucc38\uace0\uac12\uc774\uace0, \uc2e4\uc81c \uc8fc\ud0dd\uc744 \uc120\ud0dd\ud55c \ub4a4\uc5d0\ub294 \ud574\ub2f9 \uc8fc\ud0dd\uc5d0 \ub300\ud55c \ucd5c\uc885 \uc2ec\uc0ac\uac00 \ub2e4\uc2dc \uc774\ub8e8\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8 \ub54c\ubb38\uc5d0 \uc2e4\uc81c \uacc4\uc57d\uae08\ub9ac\ubcf4\ub2e4 \ub192\uc740 \uae08\ub9ac\ub97c \uae30\uc900\uc73c\ub85c \uc0c1\ud658\ub2a5\ub825\uc744 \ud3c9\uac00\ubc1b\uae30 \ub54c\ubb38\uc5d0 \ub0b4\uac00 \uacc4\uc0b0\ud55c \uac83\ubcf4\ub2e4 \uc2b9\uc778\uae08\uc561\uc774 \ub0ae\uc544\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud604\uc7ac \uae30\uc900\uc73c\ub85c \uc5f0\ubc29 \uaddc\uc81c \uae08\uc735\uae30\uad00\uc758 \ubb34\ubcf4\ud5d8 \ubaa8\uae30\uc9c0\uc5d0\ub294 \uc2e4\uc81c \uacc4\uc57d\uae08\ub9ac\uc5d0 2%\ud3ec\uc778\ud2b8\ub97c \ub354\ud55c \uae08\ub9ac\uc640 5.25% \uc911 \ub192\uc740 \uae08\ub9ac\ub97c \uc801\uc6a9\ud558\ub294 \ubc29\uc2dd\uc774 \uc0ac\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc81c\uac00 \ucc98\uc74c \uc9d1\uc744 \uc0b0\ub2e4\uba74 \uc2b9\uc778 \uac00\ub2a5\ud55c \ucd5c\ub300\uae08\uc561\ubcf4\ub2e4 \uc5ec\uc720 \uc788\uac8c \uc608\uc0b0\uc744 \uc7a1\uaca0\uc2b5\ub2c8\ub2e4. \ubaa8\uae30\uc9c0 \uc678\uc5d0\ub3c4 \uc7ac\uc0b0\uc138, \uc8fc\ud0dd\ubcf4\ud5d8, \ub09c\ubc29\ube44, \uc804\uae30\ub8cc, \uad00\ub9ac\ube44, \uc218\ub9ac\ube44, \uc720\uc9c0\uad00\ub9ac\ube44\uac00 \uacc4\uc18d \ubc1c\uc0dd\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uc774\ubbfc \uc9c1\ud6c4\uc5d0\ub294 \uc9c1\uc7a5\uc774\ub098 \uac00\uc871\uc0dd\ud65c\uc5d0 \ubcc0\ud654\uac00 \uc0dd\uae38 \uac00\ub2a5\uc131\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0 \ucd5c\ub300\ud55c \ube44\uc2fc \uc9d1\uc744 \uc120\ud0dd\ud558\ub294 \uac83\ubcf4\ub2e4 \uc18c\ub4dd\uc5d0 \ube44\ud574 \uc548\uc815\uc801\uc73c\ub85c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc9d1\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ud6e8\uc52c \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc900\ube44 \uc5ed\uc2dc \ub2e8\uc21c\ud788 \uc9d1\uac12\uc758 5% \ub610\ub294 20%\ub97c \ubaa8\uc73c\ub294 \uac83\uc73c\ub85c \ub05d\ub098\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud074\ub85c\uc9d5 \ube44\uc6a9\uacfc \uc774\uc0ac\ube44, \uc8fc\ud0dd\uac80\uc0ac, \ubcc0\ud638\uc0ac \ub610\ub294 \uacf5\uc99d\uc778 \ube44\uc6a9, \ubcf4\ud5d8\ub8cc, \uc138\uae08 \uc870\uc815\ubd84, \uc785\uc8fc \uc9c1\ud6c4 \ud544\uc694\ud55c \uc0dd\ud65c\uc6a9\ud488\uacfc \uc218\ub9ac\ube44\uae4c\uc9c0 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc2e4\uc81c \uad6c\ub9e4\uc5d0 \ud544\uc694\ud55c \ud604\uae08\uc740 \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ubcf4\ub2e4 \ud6e8\uc52c \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ud574\uc678\uc790\uae08\uc744 \uac00\uc838\uc624\ub294 \uacbd\uc6b0\uc5d0\ub294 \uc790\uae08\ucd9c\ucc98\ub97c \uc99d\uba85\ud560 \uc218 \uc788\ub3c4\ub85d \uc1a1\uae08\uae30\ub85d\uacfc \uacc4\uc88c\ub0b4\uc5ed\uc744 \uc815\ub9ac\ud574\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uccab \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub77c\uba74 \ud604\uc7ac 30\ub144 \uc0c1\ud658\uae30\uac04\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0\ub3c4 \ud655\uc778\ud560 \ub9cc\ud569\ub2c8\ub2e4. 30\ub144 \uc0c1\ud658\uc740 \uc6d4 \ub0a9\uc785\uc561\uc744 \ub0ae\ucd94\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc9c0\ub9cc \ucd1d \uc774\uc790\ubd80\ub2f4\uc740 \ub298\uc5b4\ub0a0 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 25\ub144\uacfc 30\ub144\uc744 \ud568\uaed8 \ube44\uad50\ud574\uc57c \ud569\ub2c8\ub2e4. \uc6d4 \ub0a9\uc785\uc561\uc774 \ud3b8\ud558\ub2e4\ub294 \uc774\uc720\ub9cc\uc73c\ub85c \uae30\uac04\uc744 \uae38\uac8c \uc7a1\uae30\ubcf4\ub2e4\ub294 \ud5a5\ud6c4 \uc18c\ub4dd\uc99d\uac00\uc640 \ucd94\uac00\uc0c1\ud658 \uac00\ub2a5\uc131\uae4c\uc9c0 \uace0\ub824\ud574 \uacb0\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc800\ub77c\uba74 \uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\ub294 \uacfc\uc815\uc5d0\uc11c \uc21c\uc11c\ub97c \uc774\ub807\uac8c \uc7a1\uaca0\uc2b5\ub2c8\ub2e4. \uba3c\uc800 \ud604\uae08\uacfc \ubd80\ucc44\ub97c \uc815\ub9ac\ud558\uace0, \uce90\ub098\ub2e4 \uc2e0\uc6a9\uc774\ub825\uc744 \ub9cc\ub4e4\uace0, \uc18c\ub4dd\uc99d\ube59\uc790\ub8cc\ub97c \uc900\ube44\ud558\uace0, \ubaa8\uae30\uc9c0 \uc0ac\uc804\uc2b9\uc778\uc744 \ubc1b\uc740 \ub4a4 \uc2e4\uc81c \uc8fc\ud0dd\uc744 \ucc3e\uaca0\uc2b5\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc624\ud37c\ub97c \ub123\uc744 \ub54c \uc8fc\ud0dd\uc758 \uc0c1\ud0dc\uc640 \uac80\uc0ac\uc870\uac74\uc744 \ud655\uc778\ud558\uace0, \uacc4\uc57d\uc774 \uc131\ub9bd\ud55c \ub4a4\uc5d0\ub294 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc678\uc758 \ud074\ub85c\uc9d5 \ube44\uc6a9\uc744 \ubcc4\ub3c4\ub85c \uc900\ube44\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc9d1\uc744 \uad6c\uc785\ud55c \ub4a4\uc5d0\ub3c4 \uba87 \ub2ec\uac04 \uc0dd\ud65c\ud560 \uc218 \uc788\ub294 \ud604\uae08 \uc5ec\uc720\ub97c \ub0a8\uaca8\ub450\ub294 \uac83\uc744 \ub9c8\uc9c0\ub9c9 \uc548\uc804\uc7a5\uce58\ub85c \ub450\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uacb0\uad6d \uce90\ub098\ub2e4\uc5d0\uc11c \uccab \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\ub294 \uac83\uc740 \ub2e8\uc21c\ud788 \uc9d1\uac12\uc758 \uba87 \ud37c\uc13c\ud2b8\ub97c \ubaa8\uc73c\ub294 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c \uc0c8\ub85c\uc6b4 \ub098\ub77c\uc5d0\uc11c \uc7a5\uae30\uc801\uc778 \uae08\uc735\uc0dd\ud65c\uc744 \uc2dc\uc791\ud558\ub294 \uacfc\uc815\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. \ucc98\uc74c\uc5d0\ub294 \ud55c\uad6d\uacfc \ub2e4\ub978 \ub300\ucd9c\ubc29\uc2dd\uacfc \ub0af\uc120 \uc6a9\uc5b4 \ub54c\ubb38\uc5d0 \uc5b4\ub835\uac8c \ub290\uaef4\uc9c8 \uc218 \uc788\uc9c0\ub9cc, \uc2e0\uc6a9\uc810\uc218\uc640 \uc18c\ub4dd, \ubd80\ucc44, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8, \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8, \ud074\ub85c\uc9d5 \ube44\uc6a9\uc744 \uac01\uac01 \ub098\ub204\uc5b4 \ud655\uc778\ud558\uba74 \uc0dd\uac01\ubcf4\ub2e4 \uccb4\uacc4\uc801\uc73c\ub85c \uc900\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc11c\ub450\ub974\uae30\ubcf4\ub2e4 \ub0b4\uac00 \uc2e4\uc81c\ub85c \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uc9d1\uc744 \ucc3e\ub294 \uac83\uc774 \uac00\uc7a5 \uc911\uc694\ud558\ub2c8, \ud558\ub098\uc529 \ucc28\uadfc\ucc28\uadfc \uc900\ube44\ud574\ubcf4\uc2dc\uba74 \uc88b\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uc9c8\ubb38 QnA<\/h2>\n
\n
\n
\n

\uce90\ub098\ub2e4 \uc774\ubbfc \uc9c1\ud6c4\uc5d0\ub3c4 \ubaa8\uae30\uc9c0\ub97c \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/h4>\n
\n <\/p>\n

\uac00\ub2a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc601\uc8fc\uad8c\uc790\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc8fc\ud0dd \ubaa8\uae30\uc9c0 \ud504\ub85c\uadf8\ub7a8\uc744 \uc774\uc6a9\ud560 \uc218 \uc788\uace0, \uc77c\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \ud569\ubc95\uc801\uc778 \ucde8\uc5c5\ud5c8\uac00 \ubcf4\uc720 \ube44\uc601\uc8fc\uad8c\uc790\ub3c4 \uc77c\ubd80 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8 \ud504\ub85c\uadf8\ub7a8\uc758 \ub300\uc0c1\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4 \uc2e0\uc6a9\uae30\ub85d\uc774 \uc9e7\ub2e4\uba74 \uad6d\uc81c \uc2e0\uc6a9\ubcf4\uace0\uc11c\ub098 \ubcf8\uad6d \uae08\uc735\uae30\uad00\uc758 \ucd94\ucc9c\uc11c \ub4f1 \ub300\uccb4\uc801\uc778 \uc2e0\uc6a9\ub3c4 \uc785\uc99d\uc790\ub8cc\ub97c \uac80\ud1a0\ud558\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc \uc774\ubbfc\uc790\ub77c\ub294 \uc0ac\uc2e4\ub9cc\uc73c\ub85c \uc790\ub3d9\uc2b9\uc778\ub418\ub294 \uac83\uc740 \uc544\ub2c8\uba70 \uc18c\ub4dd, \ubd80\ucc44, \uc2e0\uc6a9\ub3c4, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uc640 \uc8fc\ud0dd\uac00\uce58 \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uc2ec\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n

<\/span>\n <\/div>\n<\/p><\/div>\n

\n

\uce90\ub098\ub2e4\uc5d0\uc11c \uccab \uc9d1\uc744 \uc0b4 \ub54c \ucd5c\uc18c \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub294 \uc5bc\ub9c8\uc778\uac00\uc694?<\/h4>\n
\n <\/p>\n

\ud604\uc7ac \uae30\uc900\uc73c\ub85c \uc8fc\ud0dd\uac00\uaca9\uc774 50\ub9cc \uce90\ub098\ub2e4\ub2ec\ub7ec \uc774\ud558\uc774\uba74 \ucd5c\uc18c 5%\ub97c \uc900\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. 50\ub9cc\ub2ec\ub7ec \ucd08\uacfc 150\ub9cc\ub2ec\ub7ec \ubbf8\ub9cc\uc758 \uc8fc\ud0dd\uc740 \uccab 50\ub9cc\ub2ec\ub7ec\uc5d0 5%, \ucd08\uacfc\ubd84\uc5d0 10%\ub97c \uc801\uc6a9\ud558\uba70, 150\ub9cc\ub2ec\ub7ec \uc774\uc0c1\uc758 \uc8fc\ud0dd\uc740 \ucd5c\uc18c 20%\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 70\ub9cc\ub2ec\ub7ec \uc8fc\ud0dd\uc740 \ucd5c\uc18c 4\ub9cc5\ucc9c\ub2ec\ub7ec, 100\ub9cc\ub2ec\ub7ec \uc8fc\ud0dd\uc740 \ucd5c\uc18c 7\ub9cc5\ucc9c\ub2ec\ub7ec\uc758 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

<\/span>\n <\/div>\n<\/p><\/div>\n

\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 20%\ubcf4\ub2e4 \uc801\uc73c\uba74 \uc5b4\ub5a4 \ucc28\uc774\uac00 \uc788\ub098\uc694?<\/h4>\n
\n <\/p>\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\uac00 20% \ubbf8\ub9cc\uc774\uba74 \uc77c\ubc18\uc801\uc73c\ub85c \ubaa8\uae30\uc9c0 \ub514\ud3f4\ud2b8 \ubcf4\ud5d8\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \ubcf4\ud5d8\uc740 \ub300\ucd9c\uae30\uad00\uc744 \ubcf4\ud638\ud558\ub294 \ubcf4\ud5d8\uc73c\ub85c, \uad6c\ub9e4\uc790\uc758 \uc8fc\ud0dd\ubcf4\ud5d8\uacfc\ub294 \uc131\uaca9\uc774 \ub2e4\ub985\ub2c8\ub2e4. \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \uc801\uac8c \uc900\ube44\ud574 \ub354 \ube68\ub9ac \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc9c0\ub9cc \ubaa8\uae30\uc9c0 \ubcf4\ud5d8\ub8cc\uac00 \ucd94\uac00\ub420 \uc218 \uc788\uace0 \ub300\ucd9c\uc794\uc561\uc774 \ucee4\uc9d1\ub2c8\ub2e4. \ub530\ub77c\uc11c 5%, 10%, 15%, 20% \ub4f1 \uc5ec\ub7ec \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc218\uc900\uc744 \ub193\uace0 \uc6d4 \ub0a9\uc785\uc561\uacfc \ubcf4\ud5d8\ub8cc, \ub0a8\uaca8\ub458 \ube44\uc0c1\uc790\uae08\uc744 \ud568\uaed8 \ube44\uad50\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

<\/span>\n <\/div>\n<\/p><\/div>\n

\n

\uce90\ub098\ub2e4 \ubaa8\uae30\uc9c0 \uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8\ub294 \uc65c \uc2e4\uc81c \uae08\ub9ac\ubcf4\ub2e4 \ub192\uc740 \uae08\ub9ac\ub85c \uacc4\uc0b0\ud558\ub098\uc694?<\/h4>\n
\n <\/p>\n

\uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\uac70\ub098 \uac00\uacc4\uc9c0\ucd9c\uc774 \uc99d\uac00\ud558\ub354\ub77c\ub3c4 \ub300\ucd9c\uc744 \uacc4\uc18d \uc0c1\ud658\ud560 \uc218 \uc788\ub294\uc9c0\ub97c \ud655\uc778\ud558\uae30 \uc704\ud55c \uc808\ucc28\uc785\ub2c8\ub2e4. \ud604\uc7ac \uc5f0\ubc29 \uaddc\uc81c \uae08\uc735\uae30\uad00\uc758 \ubb34\ubcf4\ud5d8 \ubaa8\uae30\uc9c0\uc5d0\ub294 \uc2e4\uc81c \uacc4\uc57d\uae08\ub9ac\uc5d0 2%\ud3ec\uc778\ud2b8\ub97c \ub354\ud55c \uae08\ub9ac\uc640 5.25% \uac00\uc6b4\ub370 \ub354 \ub192\uc740 \uae08\ub9ac\ub97c \uc801\uc6a9\ud558\ub294 \uae30\uc900\uc774 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc2e4\uc81c\ub85c \uc801\uc6a9\ubc1b\ub294 \uae08\ub9ac\ubcf4\ub2e4 \ub192\uc740 \uae08\ub9ac\uc5d0\uc11c\ub3c4 \uc0c1\ud658\ub2a5\ub825\uc774 \uc788\ub294\uc9c0\ub97c \ud1b5\uacfc\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

<\/span>\n <\/div>\n<\/p><\/div>\n<\/blockquote>\n<\/div>\n

 <\/p>\n

\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c\ub294 \uc9d1\uc744 \uba3c\uc800 \uace0\ub974\ub294 \uac83\ubcf4\ub2e4 \uae08\uc735\uc0c1\ud0dc\ub97c \uba3c\uc800 \uc815\ub9ac\ud558\ub294 \uac83\uc774 \ud6e8\uc52c \ud3b8\ud569\ub2c8\ub2e4. \ud604\uc7ac \uac00\uc9c4 \ud604\uae08\uacfc \ubd80\ucc44\ub97c \ud655\uc778\ud558\uace0 \uce90\ub098\ub2e4 \uc2e0\uc6a9\uc774\ub825\uc744 \ub9cc\ub4e4\uba74\uc11c \uc18c\ub4dd\uc99d\ube59\uc790\ub8cc\ub97c \uc900\ube44\ud574 \ubaa8\uae30\uc9c0 \uc0ac\uc804\uc2b9\uc778\uc744 \ubc1b\uc544\ubcf4\uc138\uc694. \uc774\ub807\uac8c \ud558\uba74 \ub0b4\uac00 \uc2e4\uc81c\ub85c \uc6c0\uc9c1\uc77c \uc218 \uc788\ub294 \uc8fc\ud0dd\uac00\uaca9\ub300\uac00 \ud6e8\uc52c \ubd84\uba85\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub294 \ucd5c\uc18c 5%\ubd80\ud130 \uc2dc\uc791\ud560 \uc218 \uc788\uc9c0\ub9cc \ucd5c\uc18c\uae08\uc561\ub9cc \uc900\ube44\ud558\ub294 \ubc29\uc2dd\uc774 \ud56d\uc0c1 \uc720\ub9ac\ud55c \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. 20% \ubbf8\ub9cc\uc774\uba74 \ubaa8\uae30\uc9c0 \ub514\ud3f4\ud2b8 \ubcf4\ud5d8\uc774 \ud544\uc694\ud560 \uc218 \uc788\uace0, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \ub9ce\uc774 \ub123\uc73c\uba74 \ub300\ucd9c\uae08\uc561\uc740 \uc904\uc9c0\ub9cc \ud604\uae08\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4. \uacb0\uad6d \uc9d1\uc744 \uc0ac\uace0 \ub09c \ub4a4\uc5d0\ub3c4 \ube44\uc0c1\uc790\uae08\uacfc \uc0dd\ud65c\ube44\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc120\uc5d0\uc11c \uac00\uc7a5 \uc801\uc808\ud55c \uae08\uc561\uc744 \uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ud2b9\ud788 \uc774\ubbfc \uc9c1\ud6c4\uc5d0\ub294 \ud55c\uad6d\uc5d0\uc11c\uc758 \uae08\uc735\uacbd\ud5d8\uacfc \uce90\ub098\ub2e4 \uae08\uc735\uae30\uad00\uc774 \ubcf4\ub294 \uc2e0\uc6a9\uc815\ubcf4\uac00 \ub2e4\ub97c \uc218 \uc788\ub2e4\ub294 \uc810\uc744 \uae30\uc5b5\ud574\ub450\uc138\uc694. \ud604\uc9c0 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc815\uc0c1\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0 \uae09\uc5ec\uc640 \uc790\uc0b0\uc758 \ud750\ub984\uc744 \uae54\ub054\ud558\uac8c \uc815\ub9ac\ud574\ub450\uba74 \uc774\ud6c4 \ubaa8\uae30\uc9c0 \uc0c1\ub2f4\uc744 \ubc1b\uc744 \ub54c \uc124\uba85\ud558\uae30\uac00 \ud3b8\ud569\ub2c8\ub2e4. \ud574\uc678\uc5d0\uc11c \uac00\uc838\uc628 \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc5ed\uc2dc \uc790\uae08\ucd9c\ucc98\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub3c4\ub85d \uc1a1\uae08\uae30\ub85d\uacfc \uacc4\uc88c\uc790\ub8cc\ub97c \uc798 \ubcf4\uad00\ud574\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\uadf8\ub9ac\uace0 \uc0ac\uc804\uc2b9\uc778 \uae08\uc561\uc744 \ub0b4\uac00 \uaf2d \uc368\uc57c \ud558\ub294 \ucd5c\ub300\ud55c\ub3c4\ub85c \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294 \uac83\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4. \ubaa8\uae30\uc9c0 \uc678\uc5d0 \uc7ac\uc0b0\uc138\uc640 \ubcf4\ud5d8\ub8cc, \ub09c\ubc29\ube44, \uad00\ub9ac\ube44, \uc218\ub9ac\ube44\uac00 \uafb8\uc900\ud788 \ub4e4\uc5b4\uac00\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc800\ub294 \uccab \uc9d1\uc774\ub77c\uba74 \uc2b9\uc778\uae08\uc561\ubcf4\ub2e4 \uc870\uae08 \ub0ae\uc740 \uac00\uaca9\ub300\uc5d0\uc11c \ucc3e\uc544\ubcf4\uace0, \ub0a8\ub294 \uc790\uae08\uc73c\ub85c \ube44\uc0c1\uc790\uae08\uacfc \uc7a5\uae30\uc800\ucd95\uc744 \uc720\uc9c0\ud558\ub294 \ubc29\ubc95\uc744 \uc120\ud0dd\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n

 <\/p>\n

\ucc98\uc74c\uc5d0\ub294 \uce90\ub098\ub2e4\uc758 \ubaa8\uae30\uc9c0 \uc81c\ub3c4\uac00 \ub0af\uc124\uc5b4\uc11c \uc5b4\ub835\uac8c \ub290\uaef4\uc9c0\ub354\ub77c\ub3c4 \uc21c\uc11c\ub300\ub85c \uc900\ube44\ud558\uba74 \ucda9\ubd84\ud788 \uc774\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9\uacfc \uc18c\ub4dd\uc744 \uc900\ube44\ud558\uace0, \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8\ub97c \ubaa8\uc73c\uace0, \uc0ac\uc804\uc2b9\uc778\uc744 \ubc1b\uc740 \ub2e4\uc74c \uc2e4\uc81c \uc9d1\uc744 \ucc3e\uace0, \uac80\uc0ac\uc640 \uacc4\uc57d\uc744 \uac70\uccd0 \ud074\ub85c\uc9d5 \ube44\uc6a9\uae4c\uc9c0 \uc815\ub9ac\ud558\uba74 \ub429\ub2c8\ub2e4. \uccab \uc9d1\uc740 \ub2e8\uc21c\ud788 \uc18c\uc720\ud558\ub294 \uacf5\uac04\uc744 \ub118\uc5b4 \uce90\ub098\ub2e4\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \uc0dd\ud65c\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc2dc\uc791\ud558\ub294 \uae30\ubc18\uc774 \ub418\ub294 \ub9cc\ud07c, \uc11c\ub450\ub974\uae30\ubcf4\ub2e4 \ub0b4\uac00 \ud3b8\uc548\ud558\uac8c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc9d1\uc744 \uc120\ud0dd\ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uce90\ub098\ub2e4 \uc774\ubbfc \ud6c4 \uccab \uc8fc\ud0dd \uad6c\uc785 \uacfc\uc815: \ubaa8\uae30\uc9c0 \uc2b9\uc778 \uc870\uac74\uacfc \ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8 \uc900\ube44\ub97c \uc54c\uc544\ubcf4\uae30 \uc2dc\uc791\ud588\uc744 \ub54c \uc800\ub3c4 \uac00\uc7a5 \uba3c\uc800 \ub9c9\ub9c9\ud588\ub358 \uac83\uc774 \ub3c4\ub300\uccb4 \uc740\ud589\uc774 \uc5b4\ub5a4 \uc0ac\ub78c\uc5d0\uac8c \ubaa8\uae30\uc9c0\ub97c \uc2b9\uc778\ud574\uc8fc\ub294\uac00 \ud558\ub294 \ubd80\ubd84\uc774\uc5c8\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4\uc5d0 \ub9c9 \uc815\ucc29\ud55c \uc9c1\ud6c4\ub77c\uba74 \ud55c\uad6d\uc5d0\uc11c \uc624\ub7ab\ub3d9\uc548 \uc313\uc544\uc628 \uae08\uc735\uac70\ub798 \uae30\ub85d\uc774 \uadf8\ub300\ub85c \uc778\uc815\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uace0, \ud604\uc9c0 \uc2e0\uc6a9\uae30\ub85d\ub3c4 \uc9e7\uc73c\uba70 \uc18c\ub4dd\uc790\ub8cc\ub3c4 \uc544\uc9c1 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uac00 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.   \uc624\ub298 \uc81c\uac00 … Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":48936,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23],"tags":[42],"class_list":["post-48935","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-information-about-canada","tag-42"],"_links":{"self":[{"href":"https:\/\/ocanada.kr\/index.php?rest_route=\/wp\/v2\/posts\/48935","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ocanada.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ocanada.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ocanada.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ocanada.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=48935"}],"version-history":[{"count":1,"href":"https:\/\/ocanada.kr\/index.php?rest_route=\/wp\/v2\/posts\/48935\/revisions"}],"predecessor-version":[{"id":48937,"href":"https:\/\/ocanada.kr\/index.php?rest_route=\/wp\/v2\/posts\/48935\/revisions\/48937"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ocanada.kr\/index.php?rest_route=\/wp\/v2\/media\/48936"}],"wp:attachment":[{"href":"https:\/\/ocanada.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=48935"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ocanada.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=48935"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ocanada.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=48935"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}